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400 20TH STREET N, Saint Petersburg, FL, 33713

4beds
2baths
2,688sqft
$749,900
$279price/sqft
$5,618/moest. monthly cost
$224,720/yrincome needed

About This Home

Historic Kenwood Duplex | Fully Updated | Two 2BR/1BA Units | New Roof 2025 Exceptional investment opportunity or owner-occupant residence in the heart of Historic Kenwood! This beautifully maintained two-story duplex offers the perfect blend of timeless character and thoughtful modern updates, featuring two spacious 2-bedroom, 1-bath units—one upstairs and one downstairs—each filled with charm, abundant natural light, and classic architectural details. From the moment you arrive, the home's inviting curb appeal, mature tropical landscaping, and welcoming front entry reflect the unique character that makes Historic Kenwood one of St. Petersburg's most sought-after neighborhoods. Inside, both residences showcase original hardwood floors, graceful arched doorways, high ceilings, oversized windows, built-in shelving, and the craftsmanship that defines this historic community. Each unit offers a spacious open living and dining room combination that creates an inviting atmosphere for everyday living or entertaining. The beautifully preserved hardwood flooring extends throughout the living areas and bedrooms, while large windows flood each home with natural light. The updated kitchens each offer their own unique style while sharing exceptional functionality. Features include abundant cabinetry, pull-out shelving, lazy Susan corner storage, spice organizers, tray storage, and generous workspace designed to maximize efficiency without sacrificing character. All spacious bedrooms feature original hardwood flooring, generous closet space, and large windows, while the tastefully renovated bathrooms combine vintage appeal with modern finishes including vessel sinks, decorative mirrors, and oversized walk-in showers. Major updates provide peace of mind, including a new roof (2025), one new A/C system (2025), and the second A/C replaced in 2018, offering improved energy efficiency and long-term value. Step outside to enjoy the large privacy-fenced backyard—perfect for relaxing, entertaining, gardening, or pets. A rear alley provides access to the detached two-car garage, offering excellent storage and convenient off-street parking. Whether you're looking to live in one unit while generating rental income from the other, expand your investment portfolio, or own a beautifully preserved piece of St. Petersburg history, this exceptional property offers endless possibilities. Ideally located just minutes from vibrant downtown St. Petersburg, award-winning restaurants, breweries, museums, waterfront parks, shopping, and easy access to I-275, this rare Historic Kenwood duplex combines classic architecture, modern updates, and an unbeatable location. This is a rare opportunity to own a beautifully updated income-producing property in one of St. Petersburg's most beloved historic neighborhoods. Schedule your private showing today!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Crawlspace,Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Common Area,Inside

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 160
  • Dimensions: 10x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Area: 108
  • Dimensions: 9x12

Dining Room

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Features

  • Ceiling Fan(s),In-Law Floorplan
  • Flooring: Ceramic Tile,Hardwood
  • Common walls with other units/homes: Corner Unit

Florida Room

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Florida Room

  • Level: Second
  • Area: 80
  • Dimensions: 8x10

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,032
  • Total interior livable area: 2,688 sqft

Kitchen

  • Level: Second
  • Area: 154
  • Dimensions: 11x14

Kitchen

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Living Room

  • Level: Second
  • Area: 288
  • Dimensions: 16x18

Living Room

  • Level: First
  • Area: 288
  • Dimensions: 16x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 154
  • Dimensions: 11x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Property

Details

  • Parcel number: 243116118080050090
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Rain Gutters,Sidewalk
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Park/Greenbelt
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,351 sqft
  • Features: Corner Lot,Historic District,City Lot,Near Public Transit,Sidewalk,Above Flood Plain
  • Lot size dimensions: 50 x 127

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Garage Faces Rear,Guest,On Street,Open,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$324$3,888
Property Taxes $1,233$14,796
Electricity $270$3,246
Total$5,618$67,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,617/yr
40% on housing$168,540/yr
45% on housing$149,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 33713$242
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33713$322
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$739,900
2026-07-22Listed for sale$749,900
2020-01-22Listing removed$1,600
2020-01-11Listed for rent$1,600
2016-10-10Sold$465,000
2015-01-05Sold$285,000
2002-05-29Sold$113,900
1996-10-24Sold$57,900

For Sale by Agent

AgentBill Smith
BrokerageCHARLES RUTENBERG REALTY INC

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