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2259 COSTA RICAN DRIVE #23, Clearwater, FL, 33763

2beds
2baths
1,400sqft
$245,000
$175price/sqft
$1,575/moest. monthly cost
$63,000/yrincome needed

About This Home

Welcome home to refined, low-maintenance living in Clearwater’s premier On Top of the World 55+ community. Spanning 1,400 square feet, this light-filled end-unit condo offers two bedrooms, two fully remodeled bathrooms, and a seamless blend of everyday comfort and effortless entertaining. At the heart of the home is a sleek, chef-inspired kitchen featuring quartz countertops, soft-close cabinetry, stainless steel appliances, and an induction cooktop. An adjacent coffee and wine bar, complete with a built-in wine refrigerator, serves as a stylish focal point for morning brews or evening toasts. Durable luxury vinyl plank flooring flows continuously throughout the main living areas, while essential updates—including impact-resistant windows and doors, an upgraded electrical panel, and a Larsen storm door with a retractable screen—provide ultimate energy efficiency and peace of mind. The vibrant Floridian lifestyle extends well beyond your front door. A heated pool sits just steps away, complemented by two golf courses, dual clubhouses, a fitness center, tennis courts, and a dog park right within the community. When you want to explore the local area, you are perfectly positioned between two of the Suncoast’s favorite coastal towns. Just minutes to the west, downtown Dunedin offers lively craft breweries, local boutiques, and direct access to the Pinellas Trail and Honeymoon Island. A short drive east brings you to charming Safety Harbor, famous for its historic resort spa, scenic waterfront parks along Tampa Bay, and third-Friday street festivals. With grocery staples like Publix at Beckett Lake Plaza just down the road, this turnkey residence delivers the ideal balance of community activities, coastal town charm, and everyday convenience.

Getting Around

14
WalkingCar-Dependent
23
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

8/10
6/10
5/10
Dunedin High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Built-Up
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: In Kitchen

Bathroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Elevator,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Wet Bar
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: Corner Unit

Florida Room

  • Level: First
  • Area: 135
  • Dimensions: 15x9

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: First
  • Area: 525
  • Dimensions: 35x15

Primary Bedroom

  • Features: Makeup/Vanity Space,Built-in Closet
  • Level: First
  • Area: 221
  • Dimensions: 17x13

Property

Details

  • Parcel number: 312816640930800230
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dog Run
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 3.69 Acres

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$122$1,464
Property Taxes $18$216
Electricity $197$2,366
Total$1,575$18,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,000/yr
40% on housing$47,250/yr
45% on housing$42,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 33763$153
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33763$244
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$235,000
2026-08-10Price change$240,000
2026-08-04Price change$245,000
2026-07-26Listed for sale$250,000
2025-08-15Sold$228,000
2025-07-21Pending sale$237,900
2025-06-12Price change$237,900
2025-05-21Price change$239,900
2025-04-17Price change$244,900
2025-03-25Listed for sale$249,900
2015-07-14Sold$70,000

For Sale by Agent

AgentSusan Sorensen
BrokerageKELLER WILLIAMS REALTY PORTFOLIO COLLECTION

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