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2441 Foggy Creek Cir, Largo, FL, 33764

2beds
3baths
1,571sqft
$385,000
$245price/sqft
$2,781/moest. monthly cost
$111,240/yrincome needed

About This Home

Immaculate Modern Townhome in Gated, Pet-Friendly Towns at Belleair Grove! Welcome to your dream home in the Towns at Belleair Grove — a beautifully maintained, move-in-ready townhome in a secure, gated, and pet-friendly community! This spacious 2-bedroom, 2.5-bath home offers modern comfort, high-end finishes, SMART home features* and a serene backdrop with NO REAR NEIGHBORS FOR ADDED PRIVACY! Built in 2020 by MI Homes and used only as a second residence a few weeks a year, this home feels brand new. You’ll love the open-concept layout with 9-foot ceilings, Double Pane Windows with hurricane shutters, elegant wood-look tile flooring downstairs, and plush carpeting upstairs for a cozy retreat with the convenience of remote access to your *A/C Thermostat, Refrigerator and Garage Door Opener! The chef’s kitchen is a standout, featuring: Sleek quartz countertops Stainless steel appliances 42” cabinets with crown molding Ample cabinet and counter space A breakfast bar plus a spacious dining area Enjoy peaceful views of nature from the living room or relax on your private patio. A convenient half-bath is located on the main floor, perfect for guests. Upstairs, a large, versatile loft offers space for a home office, playroom, or reading nook. The laundry closet with a full-size washer and dryer is ideally located between both bedrooms. Each bedroom features its own private ensuite bath and ceiling fan. The luxurious primary suite includes: Dual sinks with quartz countertops An upgraded walk-in frameless glass shower Stylish tile with decorative accents. Additional highlights: 1-car garage with epoxy flooring The meticulous owner has had the pavered driveway and entry walkway Freshly pressure-washed and sealed! HOA covers: water, sewer, trash, roof & exterior maintenance, gated access, pool upkeep, pest control, lawn care, and landscaping — all for just $463/month! Perfectly situated near top dining, shopping, entertainment, schools, airports, and just minutes to Tampa, St. Pete, and world-famous beaches! Don’t miss this rare opportunity to own a like-new townhome in a prime location — schedule your private showing today!

Getting Around

35
WalkingCar-Dependent
28
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

6/10
Belcher Elementary SchoolGrades PK-50.8 mi
6/10
Oak Grove Middle SchoolGrades 6-81.1 mi
5/10
Largo High SchoolGrades PK,9-123.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Vinyl Siding,Wood Frame

Other

  • Builder name: MI Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Water Filtration System,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Upper Level,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s),En Suite Bathroom,Single Vanity,Stone Counters,Tub With Shower,Built-in Closet
  • Level: Second
  • Area: 130.8
  • Dimensions: 10.9x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 99
  • Dimensions: 9x11

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Pest Guard System,PrimaryBedroom Upstairs,Smart Home,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Shutters
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,571
  • Total interior livable area: 1,571 sqft

Kitchen

  • Features: Pantry,Granite Counters,Stone Counters
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Loft

  • Level: Second
  • Area: 176
  • Dimensions: 11x16

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Shower No Tub,Stone Counters,Walk-In Closet(s)
  • Level: Second
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 302916915190000350
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Irrigation System,Lighting,Rain Gutters,Sidewalk
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1,472 sqft
  • Features: Greenbelt,In County,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Ground Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$401$4,812
Property Taxes $237$2,844
Electricity $197$2,366
Total$2,781$33,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,348/yr
40% on housing$83,430/yr
45% on housing$74,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 33764$137
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33764$276
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$385,000
2025-10-14Listed for sale$395,000
2025-07-17Listing removed$425,000
2025-05-15Price change$425,000
2025-02-15Price change$435,000
2025-01-22Price change$450,000
2022-06-15Pending sale$420,000
2022-06-09Price change$420,000
2022-06-04Listed for sale$425,000
2022-01-11Listing removed$399,999
2021-12-06Pending sale$399,999
2021-12-04Price change$389,999
2021-11-25Price change$394,999
2021-11-18Listed for sale$399,999
2021-11-04Listing removed--
2021-11-03Listed for sale$420,000
2020-10-12Listing removed$329,520
2020-10-06Price change$329,520
2020-09-23Price change$319,520
2020-09-14Price change$329,520
2020-07-07Price change$326,520
2020-07-02Listed for sale$323,520

For Sale by Agent

AgentAmy Denham PA
BrokerageCOASTAL PROPERTIES GROUP INTERNATIONAL

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