106 Murphey Rd, Sardis, MS, 38666
About This Home
Wake up to beautiful water views in this charming 3-bedroom, 1-bath waterfront retreat designed for relaxed lake living. The home features a very open living, kitchen, and dining area filled with natural light and perfect for gathering with family and friends. Whether you're hosting a weekend at the lake or enjoying a quiet evening in, the layout offers seamless flow and unbeatable views. Step outside to a spacious screened-in porch — the ideal spot for morning coffee or sunset dinners overlooking the water. Just off the deck, steps lead directly down to the water, making it easy to pull your boat up and enjoy effortless access all season long. Serious lake lovers will appreciate the impressive 20' x 36' boathouse, offering ample room for your boat, watercraft, and storage. A two-car carport provides covered parking and additional convenience. With great water views, excellent outdoor living space, and true waterfront functionality, this property is ready to be yours.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Electric Range,Refrigerator,Electric Water Heater,Water Heater
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Electric
Features
- Walk-In Closet(s),Ceiling Fan(s)
- Window features: Aluminum Frames,Double Pane Windows
- Flooring: Carpet,Laminate
Interior Area
- Total structure area: 1,486
- Total interior livable area: 1,486 sqft
Property
Details
- Parcel number: 1122J10000000002400
- Zoning description: NO ZONING
Features
- Pool features: None
- Patio & porch: Porch
- Exterior features: Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 0.30 Acres
Parking
- Total spaces: 6
- Parking features: 4+ Car Garage,2 Car Carport,Detached
- Has garage: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Panola County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $483 | $5,796 |
| Property Taxes | $198 | $2,376 |
| Electricity | $192 | $2,304 |
| Total | $3,022 | $36,264 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Listed for sale | $425,000 |
| 2020-03-27 | Sold | -- |
| 2020-02-18 | Pending sale | $170,000 |
| 2019-12-18 | Listed for sale | $170,000 |
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