4523 Monticello Avenue, Bronx, NY, 10466
About This Home
Welcome to this beautifully maintained detached two-family home in the highly sought-after Wakefield neighborhood of the Bronx! This move-in-ready property offers the perfect combination of comfortable living and income-producing potential. The owner's unit features a spacious living room with hardwood floors, crown molding, and recessed lighting, a primary bedroom, a second bedroom with a custom wardrobe, a versatile bonus room ideal for a home office, den, or flex space, a full bath with a jetted tub, and an eat-in kitchen with custom cabinetry and granite countertops. The second-floor apartment offers two bedrooms, a full bath, a bright living room, and an eat-in kitchen—ideal for rental income or extended family. The fully finished basement, with a private side entrance, includes two finished rooms, a full bath, and flexible space to suit your needs. Major updates provide added peace of mind, including a roof approximately four years old, a boiler and hot water heater approximately two years old, plus updated siding, windows, and electrical service. Outside, enjoy a private driveway with parking for multiple vehicles and a private backyard oasis, perfect for relaxing, entertaining, or creating your own outdoor retreat. Conveniently located near schools, shopping, parks, Metro-North, and public transportation, this exceptional home offers comfort, versatility, and lasting value. Don't miss this incredible opportunity!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Recessed Lighting,Soaking Tub
Heating & Cooling
- Heating features: Hot Water,Oil,Separate Meters
- Cooling features: Separate Meters,Wall/Window Unit(s)
Interior Area
- Total structure area: 2,040
- Total interior livable area: 2,040 sqft
Property
Details
- Parcel number: 051230024
- Special condition: None
Lot
- Lot size: 3,115 sqft
- Features: Back Yard,Near Public Transit,Near School,Near Shops,See Remarks
Parking
- Parking features: Attached,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,798 | $57,576 |
| Home Insurance * | $416 | $4,992 |
| Property Taxes | $616 | $7,392 |
| Electricity | $337 | $4,045 |
| Total | $6,167 | $74,004 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $949,000 |
| 2026-07-01 | Listed for sale | $949,000 |
| 2004-03-19 | Sold | $312,000 |
For Sale by Agent
View on Zillow