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2877 Waterbury Avenue, Bronx, NY, 10461

4beds
2baths
--sqft
$930,000
--price/sqft
$5,867/moest. monthly cost
$234,680/yrincome needed

About This Home

Welcome to this exceptional legal 2-family brick home nestled in the heart of Pelham Bay—one of the Bronx’s most sought-after neighborhoods. Perfect for end-users, investors, or those seeking rental income potential, this meticulously maintained property offers a spacious 3-bedroom apartment over a beautifully updated 1-bedroom unit, all set on a charming, well-kept block. This home’s curb appeal is undeniable thanks to its solid all-brick construction and beautifully crafted paver driveway, offering both durability and elegance. Whether you're looking for a low-maintenance investment or a residence with supplementary income, this property checks all the boxes. Step into a bright and inviting one-bedroom apartment featuring a modern layout and thoughtful upgrades throughout. The kitchen is equipped with stylish, elegant cabinetry, granite countertops, and tile flooring that adds durability and charm. The bedroom and living room boast gleaming hardwood floors, creating a warm and comfortable living space. The updated bathroom offers a clean, contemporary feel—perfect for a tenant or extended family. Upstairs, you’ll find a spacious three-bedroom apartment that balances comfort and function. The bedrooms are adorned with rich hardwood floors, while the kitchen and dining area feature tasteful tile flooring for a refined yet practical finish. The standout of this unit is the amazing balcony directly off the living room, providing a wonderful outdoor space for morning coffee, evening relaxation, or entertaining. With its prime Pelham Bay location—close to shopping, dining, parks, and public transportation—this is a rare opportunity to own a turn-key, income-producing property in a thriving neighborhood. Don’t let this one pass you by! Property will be delivered fully vacant!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
Ps 71 Rose E ScalaGrades K-80.6 mi
3/10
3/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Formal Dining
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Property

Details

  • Parcel number: 053530002
  • Special condition: None

Lot

  • Lot size: 2,508 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,702$56,424
Home Insurance *$315$3,780
Property Taxes $604$7,248
Electricity $246$2,954
Total$5,867$70,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,154/yr
40% on housing$176,010/yr
45% on housing$156,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10461$446
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10461$473
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$940,000
2026-05-01Listing removed$950,000
2026-01-13Listed for sale$950,000
2025-12-30Listing removed$950,000
2025-11-19Listed for sale$950,000

For Sale by Agent

AgentDaniel Ishak
BrokerageeXp Realty

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