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540 Ellsworth Avenue #D2, Bronx, NY, 10465

2beds
2baths
958sqft
$474,999
$496price/sqft
$3,132/moest. monthly cost
$125,280/yrincome needed

About This Home

Welcome to this beautifully maintained 2-bedroom, 1.5-bath condo located in the desirable Throggs Neck section of the Bronx. This inviting home features a thoughtfully renovated kitchen with modern finishes, perfect for both everyday living and entertaining. The spacious layout includes a bright and airy living area highlighted by a cozy fireplace, creating the perfect atmosphere to relax and unwind. Enjoy your morning coffee or evening breeze on your private balcony, offering a peaceful outdoor retreat. Both bedrooms are generously sized, and the home includes a convenient half bath in addition to the full bathroom. Additional features include dedicated parking for added convenience and easy access to major highways, making commuting a breeze. This well-kept condo offers comfort, style, and a prime location close to shopping, dining, and transportation. A wonderful opportunity to own a move-in ready home in one of the Bronx’s most sought-after neighborhoods!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Ps 72 Dr William DorneyGrades PK-50.3 mi
3/10
3/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Garden
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Microwave

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Marble Counters
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 958
  • Total interior livable area: 958 sqft

Property

Details

  • Parcel number: 054881032
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.37 Acres

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$177$2,124
Property Taxes $308$3,696
Electricity $246$2,954
Total$3,132$37,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,382/yr
40% on housing$93,960/yr
45% on housing$83,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 10465$417
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10465$416
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$489,999
1999-12-13Sold$148,000

For Sale by Agent

AgentChristopher Cuellar
BrokerageYourHomeSold Guaranteed Realty

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