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11 Schuyler Ter, Bronx, NY, 10465

2beds
2baths
974sqft
$565,000
$580price/sqft
$3,680/moest. monthly cost
$147,200/yrincome needed

About This Home

Live Your Best Beach Life in Throggs Neck Wake up to water views, spend your summers at a private beach, and enjoy the rare opportunity to own a charming coastal home in New York City. Tucked away on private Schuyler Terrace, just off Pennyfield Avenue and beside SUNY Maritime College, this beautifully maintained two-bedroom, 1.5-bath home offers a lifestyle that's nearly impossible to find in the Bronx. Enjoy water views of Hammond Creek, private beach access, and two assigned outdoor parking spaces—all while remaining minutes from Manhattan as well as East Tremont Ave. Inside, the sun-filled main level features hardwood floors, windows on three sides, and an open-concept layout designed for everyday living and entertaining. The spacious gourmet kitchen is equipped with granite countertops, stainless steel appliances, pendant lighting, and a breakfast bar. A convenient powder room, stacked front-loading washer and dryer, and a brand-new boiler complete the first floor. Upstairs, you'll find two generously sized bedrooms with ample closet space and peaceful water views. The full bathroom features a granite-top vanity, and the home's thoughtful layout makes excellent use of every square foot. Outside, enjoy landscaped walkways and a shared grassy backyard just steps from the shoreline. Whether you're looking for a full-time residence or the perfect weekend retreat, this unique waterfront community offers a lifestyle unlike anywhere else in NYC. An added bonus: 10% financing is permitted, making homeownership more accessible than many comparable properties. Conveniently located near the NYC Express Bus, I-295, Ferry Point Park, East Tremont Avenue shopping and dining, Paddy's on the Bay, coffee shops, grocery stores, and everything Throggs Neck has to offer. Experience waterfront living without leaving New York City. Schedule your private showing today. Some photos have been virtually decluttered to reflect the home's potential while the owners prepare for their move.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Ps 72 Dr William DorneyGrades PK-51.2 mi
6/10
3/10

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 974
  • Total interior livable area: 974 sqft

Property

Details

  • Parcel number: 055290809
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$211$2,532
Property Taxes $367$4,404
Electricity $246$2,954
Total$3,680$44,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,171/yr
40% on housing$110,400/yr
45% on housing$98,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 10465$417
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10465$416
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$550,000
2026-07-07Listed for sale$565,000
2020-09-11Sold$385,000
2020-07-07Price change$399,000
2020-01-19Price change$395,000
2019-12-03Listed for sale$415,000
2019-03-23Listing removed$1,950
2019-01-29Listed for rent$1,950
2012-12-04Sold$272,500
2012-08-15Listing removed$289,000
2012-06-27Price change$289,000
2012-05-04Price change$299,000
2012-03-27Price change$319,000
2012-03-08Listed for sale$329,000
2007-08-14Sold$290,000
2007-01-17Sold$307,751

For Sale by Agent

AgentNoah Aris
BrokerageBizzarro Agency

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