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2810 Harding Avenue, Bronx, NY, 10465

4beds
3baths
1,944sqft
$975,000
$502price/sqft
$6,249/moest. monthly cost
$249,960/yrincome needed

About This Home

Welcome to 2810 Harding Ave in the vibrant community of Throggs Neck. This well loved and meticulously maintained semi-detached 2 family home offers the perfect opportunity for both investors and end users alike. Showcasing true pride of ownership throughout the years, this inviting property features a spacious 3-Bedroom unit along with a comfortable 1-Bedroom unit, providing excellent flexibility for rental income, extended living, or owner occupancy. The basement offers excellent additional space featuring the home's mechanicals, storage, and a bonus room best suited for guests, or a recreational space perfect for relaxing & entertaining. The original boiler and tankless coil system eliminate the need for a separate hot water tank. With direct access to the yard, the lower level provides added convenience and functionality, making it a valuable extension of the home. The long driveway fits at least 3 cars. Situated on a wide, tree lined street in a close-knit community, the home is conveniently located near shopping, schools, restaurants, transportation, and everything needed for everyday living. Its prime location offers easy & direct access to NYC via the Bx. 9 express bus or the NYC Ferry and surrounding areas, making it ideal for commuters. With its warm character, excellent upkeep, and versatile layout, this is a Must See!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Ps 72 Dr William DorneyGrades PK-50.5 mi
6/10
3/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1960

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Storage

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Property

Details

  • Parcel number: 055920081
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 3,332 sqft

Parking

  • Parking features: Driveway,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$365$4,380
Property Taxes $633$7,596
Electricity $321$3,855
Total$6,249$74,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,251/yr
40% on housing$187,470/yr
45% on housing$166,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 10465$416
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10465$416
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$975,000

For Sale by Agent

AgentDebbie Rodriguez
BrokerageKeller Williams Realty Group

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