




2810 Harding Avenue, Bronx, NY, 10465
About This Home
Welcome to 2810 Harding Ave in the vibrant community of Throggs Neck. This well loved and meticulously maintained semi-detached 2 family home offers the perfect opportunity for both investors and end users alike. Showcasing true pride of ownership throughout the years, this inviting property features a spacious 3-Bedroom unit along with a comfortable 1-Bedroom unit, providing excellent flexibility for rental income, extended living, or owner occupancy. The basement offers excellent additional space featuring the home's mechanicals, storage, and a bonus room best suited for guests, or a recreational space perfect for relaxing & entertaining. The original boiler and tankless coil system eliminate the need for a separate hot water tank. With direct access to the yard, the lower level provides added convenience and functionality, making it a valuable extension of the home. The long driveway fits at least 3 cars. Situated on a wide, tree lined street in a close-knit community, the home is conveniently located near shopping, schools, restaurants, transportation, and everything needed for everyday living. Its prime location offers easy & direct access to NYC via the Bx. 9 express bus or the NYC Ferry and surrounding areas, making it ideal for commuters. With its warm character, excellent upkeep, and versatile layout, this is a Must See!
Getting Around
Schools
Construction
Condition
- Property condition: Actual
- Year built: 1960
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Storage
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,944
- Total interior livable area: 1,944 sqft
Property
Details
- Parcel number: 055920081
- Attached to another structure: Yes
- Special condition: None
Lot
- Lot size: 3,332 sqft
Parking
- Parking features: Driveway,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $365 | $4,380 |
| Property Taxes | $633 | $7,596 |
| Electricity | $321 | $3,855 |
| Total | $6,249 | $74,988 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $975,000 |
