37 Centre Street, Bronx, NY, 10464
About This Home
Two-family water-view property offering exceptional versatility and income potential in the heart of City Island. The property features two large decks, a private backyard, driveway, and one-car garage. The fully separate first-floor one-bedroom apartment provides an excellent opportunity for rental income or extended family living. This unit offers a spacious living room, a large bedroom, and a bright eat-in kitchen with direct access to a deck and backyard. A private ground-level entrance and foyer ensure complete separation from the upper residence. The second and third floors comprise the owner’s unit, featuring four bedrooms, 1.5 bathrooms, a bay-windowed living room, and a generous eat-in kitchen. The home retains many prewar details, including French doors, transom windows, high ceilings, hardwood floors, and a decorative fireplace with wood-burning stove. A large deck off the living room offers water views and provides additional outdoor living space. Located in the coastal community of City Island, offering easy access to local shops, dining, yacht clubs, beaches, and transportation.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1940
Type & Style
- Home type: MultiFamily
- Architectural style: Cape Cod,Colonial
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 056270038
- Special condition: None
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Neighborhood,Open,Skyline,Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 4,000 sqft
- Features: Back Yard
Parking
- Total spaces: 1
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Heat Wave
- Cold Wave
- Earthquake
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,540 | $54,480 |
| Home Insurance * | $463 | $5,556 |
| Property Taxes | $583 | $6,996 |
| Electricity | $264 | $3,172 |
| Total | $5,850 | $70,200 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Listed for sale | $998,000 |
| 2025-12-02 | Listing removed | $1,047,000 |
| 2025-07-03 | Price change | $1,047,000 |
| 2025-05-25 | Listed for sale | $1,147,000 |
| 2021-04-02 | Listing removed | -- |
| 2019-04-23 | Sold | $662,500 |
| 2019-03-07 | Pending sale | $699,000 |
| 2018-10-02 | Price change | $699,000 |
| 2018-08-23 | Listed for sale | $725,000 |
| 2015-11-26 | Listing removed | $2,800 |
| 2015-10-16 | Listed for rent | $2,800 |
| 2005-11-28 | Sold | $625,000 |
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