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98 Hawkins Street, Bronx, NY, 10464

3beds
3baths
1,782sqft
$745,000
$418price/sqft
$4,929/moest. monthly cost
$197,160/yrincome needed

About This Home

Charming and Meticulously Maintained Single-Family Home in Prime City Island Location. Welcome to this beautifully maintained and lovingly cared-for single-family home, perfectly blending comfort, style, and convenience. Thoughtful updates in 2024 and 2025 enhance the home’s timeless appeal, including new crown moldings in all bedrooms, fresh interior paint throughout, a brand-new Trex deck, new gutters, and new flooring on the lower level—ready for you to move right in. Enjoy the versatility of a finished walkout basement, ideal for a guest suite, home office, gym, or entertainment space—the possibilities are endless. Located just a short stroll from all that City Island has to offer—charming shops, delicious restaurants, and scenic waterfront views—this home also includes exclusive private beach access for neighborhood residents, all within walking distance. Don’t miss this rare opportunity to own a beautifully updated and ideally located home in one of City Island’s most sought-after neighborhoods.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Ps 175 City IslandGrades K-80.2 mi
2/10

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Microwave,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,782 sqft

Property

Details

  • Parcel number: 056290219
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Deck

Lot

  • Lot size: 2,513 sqft

Parking

  • Parking features: Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$384$4,608
Property Taxes $484$5,808
Electricity $294$3,533
Total$4,929$59,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,994/yr
40% on housing$147,870/yr
45% on housing$131,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 10464$366
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10464$510
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$745,000
2026-04-23Price change$745,000
2026-01-23Listed for sale$759,000
2026-01-01Listing removed$779,000
2025-10-14Price change$779,000
2025-09-17Listed for sale$799,000
1996-10-25Sold$185,000

For Sale by Agent

AgentMichelle Drenga
BrokerageWeichert Realtor Future Vision

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