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97 Hawkins Street, Bronx, NY, 10464

3beds
2baths
1,269sqft
$599,000
$472price/sqft
$3,971/moest. monthly cost
$158,840/yrincome needed

About This Home

Discover the ideal blend of coastal tranquility and urban convenience in this well-maintained, detached Cape Cod home. This residence offers a rare combination of character and a move-in-ready layout on a 3,500 sq ft lot. Flexible 3-bed, 2 bath floor plan featuring a sought-after first-floor bedroom and full bathroom-ideal for guests or accessibility. A bright, spacious living room flows into an oversized eat-in kitchen with direct backyard access. The upper level includes two well-proportioned bedrooms and a second full bathroom, providing comfortable separation of space. A full basement with interior access offers abundant storage and future potential. Detached rear structure included in as-is condition; offers flexible use such as a private studio/home office, or storage space. Fully fenced yard, private driveway, and classic architecture. Located minutes from the city's island waterfront dining, marinas, and local shops, with easy access to the Bronx and Manhattan.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Ps 175 City IslandGrades K-80.2 mi
2/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1901

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Formal Dining
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,269 sqft

Property

Details

  • Parcel number: 056300049
  • Special condition: None

Features

  • Fencing: Fenced

Lot

  • Lot size: 3,500 sqft
  • Features: Back Yard

Parking

  • Total spaces: 1
  • Parking features: Driveway,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$308$3,696
Property Taxes $389$4,668
Electricity $246$2,954
Total$3,971$47,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,148/yr
40% on housing$119,130/yr
45% on housing$105,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 10464$366
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10464$510
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$599,990
2026-01-03Listing removed$649,000
2025-06-24Listed for sale$649,000
2024-03-12Listing removed--
2024-03-05Listed for sale$549,999
2022-11-06Listing removed--
2022-10-26Listed for rent$1,200
1993-08-12Sold$95,000

For Sale by Agent

AgentAbdullah Jonaed
BrokerageExit Realty Prime

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