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97 Fordham Street, Bronx, NY, 10464

4beds
3baths
1,925sqft
$880,000
$457price/sqft
$5,792/moest. monthly cost
$231,680/yrincome needed

About This Home

Welcome to 97 Fordham Street! Nestled in the heart of the prestigious nautical community known as CITY ISLAND! This absolutely pristine multi-level home is the house that just keeps on giving. Layer upon Layer, Level upon Level, every corner you turn, there's more and more living space! The entryway corridor steps into a cozy living room area, open to the eat-in kitchen with built-in breakfast table, cabinet storage galore, recently installed stainless steel appliances, and a French door entry into your formal dining room and formal living area, with a stained-glass window & marble wood burning fireplace as the cherry on top! Take a trip up the first short staircase to find 2 large bedrooms and 1 beautiful full bath. The next staircase leads again to 2 bedrooms, including your massive primary with walk-in closet, floor to ceiling windows, and another full bath. Step into the secondary bedroom on this level, turn the corner, and you'll find your walk-up entrance into an unfinished storage attic. Back down below, there is a full finished basement with yet another full bathroom & egress to your beautiful, enchanted yard space- with a deck, a patio, a beautiful garden lined lawn area and a magnificent Magnolia tree. Or take another level down below, and you'll find an unfinished cellar with laundry, utilities and plenty more storage space galore. Next, take a short stroll to the beach or to the avenue for some shopping or a fabulous meal at one of the various local restaurants! This home is an absolute gem, and you do not want to miss it! Schedule your showing TODAY!!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
Ps 175 City IslandGrades PK-80.3 mi
3/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Other,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Eat-in Kitchen,Formal Dining,In-Law Floorplan,Open Kitchen,Other,Pantry,Soaking Tub,Storage,Walk-In Closet(s)
  • Flooring: Hardwood,Other,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: See Remarks,Storage,Unfinished,Walkup

Heating & Cooling

  • Heating features: Ducts,Hot Air,Natural Gas,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,925
  • Total interior livable area: 1,925 sqft

Property

Details

  • Parcel number: 056310151
  • Special condition: None

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Deck,Patio

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$453$5,436
Property Taxes $572$6,864
Electricity $318$3,817
Total$5,792$69,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,582/yr
40% on housing$173,760/yr
45% on housing$154,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 10464$364
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10464$510
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$880,000
2026-06-13Listed for sale$899,999

For Sale by Agent

AgentAlissa M. Shimansky
BrokerageToday Realty Corp.

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