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93 Fordham Street, Bronx, NY, 10464

4beds
4baths
2,723sqft
$1,050,000
$386price/sqft
$6,982/moest. monthly cost
$279,280/yrincome needed

About This Home

City Island - recently fully renovated 4 bedroom / 4 bathroom multi-level home. Completely refreshed with tasteful, high-end finishes, this move-in-ready residence showcases exceptional quality throughout with an abundance of natural light. All major systems were updated just 6 years ago: mechanicals, roof, windows, and siding — ensuring years of low-maintenance comfort and peace of mind. Two washers and two dryers are conveniently placed on separate floors. Finished basement with private separate entrance — ideal for guests, extended stay-overs, or potential income. Step outside to your private oasis: a low-maintenance Trex deck off the kitchen overlooks a beautifully landscaped yard with full irrigation in both front and rear. Enjoy peaceful evenings sitting around the fire pit or relaxed gatherings under the pergola — the perfect setting for entertaining or unwinding in your own backyard retreat. A long private driveway provides ample parking for guests. Home located in a non-Flood Zone. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Come experience the perfect blend of seaside charm and contemporary luxury on picturesque City Island. This hidden New England-style village offers a tranquil escape within New York City — complete with salt air, yacht-filled harbors, waterfront restaurants, museums, art galleries, antique shops, and endless opportunities for fishing and waterfront living, all just a short drive from Manhattan and Westchester. Easy access to NYC’s largest park – Pelham Bay Park & Orchard Beach. Enjoy getting around the island on your bicycle. Don’t miss this rare opportunity — schedule your showing today and make this City Island gem yours! -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- **Fully furnished, furnishings are negotiable and may be included in the sale**

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Ps 175 City IslandGrades K-80.3 mi
2/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Wine Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Eat-in Kitchen,In-Law Floorplan,Open Floorplan,Quartz/Quartzite Counters
  • Attic: Finished

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,723
  • Total interior livable area: 2,723 sqft

Property

Details

  • Parcel number: 056310153
  • Special condition: None

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Fire Pit,Garden,Gas Grill,Lighting

Lot

  • Lot size: 5,000 sqft
  • Features: Back Yard,Garden,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 50' x 103'

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$541$6,492
Property Taxes $682$8,184
Electricity $450$5,400
Total$6,982$83,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,382/yr
40% on housing$209,460/yr
45% on housing$186,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 10464$367
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10464$510
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$1,250,000
2024-07-17Listing removed--
2024-06-26Listed for rent$4,000

For Sale by Agent

AgentChristopher J. Montuoro
BrokerageWestchester Realty Consultants

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