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64 Tier St, Bronx, NY, 10464

1beds
1baths
950sqft
$489,000
$515price/sqft
$3,287/moest. monthly cost
$131,480/yrincome needed

About This Home

Welcome to Your City Island Dream Home Discover the perfect blend of comfort and charm in this meticulously maintained City Island bungalow which entitles you to private beach access – an ideal retreat for a journey together or down sizers seeking effortless convenience . This thoughtfully cared-for home offers one-floor living with no stairs to navigate, making daily life beautifully simple. Step inside to find an updated kitchen ready for your culinary adventures and a fully renovated bathroom that combines modern style with functionality. Recent improvements include brand new windows throughout (installed 2023) that flood the home with natural light while maximizing energy efficiency. Every detail has been attended to with care, reflecting the pride of ownership evident in every corner. The true gem awaits outside – a beautiful backyard that serves as your private oasis. Whether you're envisioning morning coffee in the garden, summer barbecues with friends, or simply a peaceful spot to unwind, this outdoor space delivers. Located on charming City Island, a safe and vibrant community , this turnkey bungalow is move-in ready and waiting for its next chapter. Why wait? Your perfect home is here. Flood Insurance is required, ***Perfect Pied-A-Terre, Virtual tour available on H O M E S . C O M

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Ps 175 City IslandGrades K-80.4 mi
2/10

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 056320103
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$252$3,024
Property Taxes $317$3,804
Electricity $246$2,954
Total$3,287$39,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,697/yr
40% on housing$98,610/yr
45% on housing$87,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 10464$369
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10464$510
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$489,000
2026-04-08Price change$495,000
2026-02-02Listed for sale$499,000
2004-05-21Sold$280,000
1998-12-10Sold$140,000

For Sale by Agent

AgentRaymond Maldonado
BrokerageKeller Williams Realty Group

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