177 Terrace Street, Bronx, NY, 10464
About This Home
Welcome to 177 Terrace St. This is a Charming 2-bedroom bungalow featuring rich, original hardwood floors with elegant inlaid detailing that create a warm and inviting atmosphere throughout the home. The updated bathroom offers a fresh, contemporary touch, while the thoughtfully designed kitchen features stainless steel appliances, including a newer stove, dishwasher, and refrigerator, blending style with everyday functionality. For added convenience, the home includes a stainless-steel washer and dryer on the main level. Major improvements include a furnace approximately 10 years old and a roof approximately 15 years old. The home has been Freshly painted with newly sanded hardwood floors; this home is move in ready and offers added value and peace of mind. It is an excellent opportunity for first time buyers, downsizers, or anyone looking for comfortable, low maintenance living. Ideally located near schools, shops, restaurants, the beach, horseback riding, golf courses, an express bus to New York City, and a city bus to the #6 subway line. Come experience the unique City Island lifestyle. Taxes do not reflect the New York STAR School Tax Exemption.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1925
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer
- Laundry features: In Kitchen
Basement
- Has basement: Yes
- Basement: Partial,Storage Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom
- Flooring: Ceramic Tile,Hardwood
- Attic: None
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Details
- Parcel number: 056480230
- Special condition: None
Lot
- Lot size: 1,550 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Heat Wave
- Cold Wave
- Earthquake
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,629 | $31,548 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $338 | $4,056 |
| Electricity | $246 | $2,954 |
| Total | $3,481 | $41,772 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $520,000 |
| 2018-05-04 | Sold | $1,700 |
| 2017-12-28 | Listing removed | $323,000 |
| 2017-11-27 | Listed for sale | $323,000 |
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