202 E Pine St, Olean, NY, 14760
About This Home
This spacious two-story single-family home offers flexibility and opportunity for a variety of buyers. Currently tenant-occupied, the property may appeal to those looking for an investment or future use, with options to continue the existing arrangement or explore other possibilities. Inside, you’ll find generously sized rooms throughout, creating a comfortable and functional layout across both levels. The home features three bedrooms with the potential for a fourth, along with two full bathrooms to accommodate everyday living. The outdoor space is minimal, offering a low-maintenance option for those who prefer to spend less time on upkeep and more time enjoying their surroundings. With its versatile layout and practical features, this property presents a unique opportunity to make it your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable,Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Eat-in Kitchen,Bedroom on Main Level
- Flooring: Carpet,Hardwood,Laminate,Varies
Heating
- Heating features: Electric,Hot Water
Interior Area
- Total structure area: 2,072
- Total interior livable area: 2,072 sqft
Property
Details
- Parcel number: 04120009404100010100000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 2,095 sqft
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 33 x 63
Parking
- Parking features: No Garage,No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cattaraugus County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $56 | $672 |
| Property Taxes | $143 | $1,716 |
| Electricity | $342 | $4,109 |
| Total | $995 | $11,940 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $95,000 |
View on Zillow