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754 Garden Ave, Olean, NY, 14760

3beds
1baths
1,120sqft
$99,900
$89price/sqft
$972/moest. monthly cost
$38,880/yrincome needed

About This Home

Beautiful Brick ranch home in a convenient location. 3 Bedrooms, 1 Bathroom, Hardwood floors throughout. 1 car attached gargage. 2 parking spaces. Beaufiful open kitchen with plenty of storage. Open living room with a wood burning fireplace. Covered porch for Grilling out or chilling. The roof is in excellent condition. This is a solid brick home with no exterior maintenance needed. This home is in walking distance to Goodtimes and Forness park. One floor living with an open floorplan.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
5/10
Olean Senior High SchoolGrades 8-121.1 mi
4/10
Olean Middle SchoolGrades 2-7,9-101.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1928

Materials

  • Foundation: Block
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Entrance Foyer,Country Kitchen,Natural Woodwork
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Hot Water

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 04120009406600040380000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 4,800 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 96

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$62$744
Property Taxes $159$1,908
Electricity $246$2,954
Total$972$11,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,325/yr
40% on housing$29,160/yr
45% on housing$25,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 14760$118
Cattaraugus County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 14760$98
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-09Price change$99,900
2025-10-08Price change$109,000
2025-09-11Price change$119,900
2025-08-13Listed for sale$129,000
2018-05-29Sold$32,000
2016-06-10Sold$36,000
2012-12-14Listing removed$55,000
2012-10-23Price change$55,000
2012-06-15Listed for sale$59,900

For Sale by Agent

AgentJames Dwaileebe
Brokerage3D Real Estate LLC

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