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44 S Main St, Salamanca, NY, 14779

7beds
3baths
3,344sqft
$69,900
$21price/sqft
$1,069/moest. monthly cost
$42,760/yrincome needed

About This Home

How many people have dreamed of living in the Dowd House Mansion?!?! Step into the charm and grandeur of this historic Greek Revival home, circa 1880s, offering three stories of incredible character and rich local lore! Previously known as the Dowd Mansion, according to the Salamanca Historical Society, Judge Dowd hosted several political notables including President Franklin D. Roosevelt and his wife Eleanor! The Roosevelt's actually slept at the Dowd House! In 1886, it became the first house in Salamanca, NY to have a bathtub! This one-of-a-kind property is filled with timeless appeal and remarkable potential. While it is in need of restoration and cosmetic updating, the home appears to retain solid bones, and major improvements have already begun, including updated plumbing and a renovated third floor efficiency apartment. Whether you dream of restoring it to its original elegance, creating a stunning private residence, or transforming it into a charming bed and breakfast, this is a rare opportunity for a buyer with vision, passion, and appreciation for historic homes! Priced to sell, this diamond in the rough is ready for its next chapter! *Photos are from when home was previously listed*.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
Seneca Elementary SchoolGrades 4-81.2 mi
4/10
Salamanca High SchoolGrades 8-121.2 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Slate,Tile
  • Construction materials: Wood Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,See Remarks
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Third

Bedroom6

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Attic,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Home Office,Second Kitchen,Natural Woodwork,Bedroom on Main Level,In-Law Floorplan
  • Flooring: Carpet,Hardwood,Laminate,Varies
  • Number of fireplaces: 6
  • Fireplace: Yes

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Zoned,Baseboard
  • Cooling features: Zoned

Interior Area

  • Total structure area: 3,344
  • Total interior livable area: 3,344 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Third

Laundry

  • Level: Second

Living Room

  • Level: First

Property

Details

  • Parcel number: 04160007307900070200000000
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Open,Porch
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 0.51 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 154 x 144

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$53$636
Property Taxes $111$1,332
Electricity $552$6,631
Total$1,069$12,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,651/yr
40% on housing$32,070/yr
45% on housing$28,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$21This listing

vs Other Active Listings

Avg $/sqft

ZIP 14779$63
Cattaraugus County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 14779$81
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$79,900
2026-04-28Contingent$79,900
2026-04-14Listed for sale$79,900
2020-11-24Listing removed$89,500
2020-08-07Listed for sale$89,500
1995-09-11Sold$65,000

For Sale by Agent

AgentCiji L VanDyke
BrokerageRE/MAX On Point

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