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6248 Sommerville Valley Rd, Ellicottville, NY, 14731

5beds
4baths
3,102sqft
$749,000
$241price/sqft
$5,701/moest. monthly cost
$228,040/yrincome needed

About This Home

Paradise on 10 Acres! This exceptional property features a 4-bedroom, 3-bathroom raised ranch with a walkout lower level, ample parking, and an incredible bonus 600 sq. ft. apartment. Inside the main home, you are welcomed by a large, open-concept kitchen and dining area boasting ample cupboard space, a central island, and bar seating that makes entertaining a breeze. A large wall cutout looks directly into the living area, creating an expansive feel and allowing seamless interaction with guests or family. To the left of the kitchen, you will find a full guest bathroom and three bedrooms, including the primary suite with its own private bath. The lower level is built for fun, featuring a second family room, a billiard and game room, a dedicated laundry area, plus a fourth bedroom and a full bath. At the back of the property sits the private 1-bedroom, 1-bath apartment, situated right above a spacious 2-car garage equipped with separate bays, electric openers, water, and extra workspace. Further to the right is additional covered storage and a small barn area. The ultimate highlight sits to the right of the home: a large, beautiful private pond complete with a waterfront pavilion featuring electricity, a bar, a loft area, and a diving board perfect for summer paddleboarding and swimming. (Note: Square footage does not match public records and is based on agent measurements.)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Pitched,Shingle
  • Construction materials: Composite Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Raised Ranch,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Great Room,Jetted Tub,Country Kitchen,Sliding Glass Door(s),Storage,Natural Woodwork,Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Workshop
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Hardwood,Varies,Vinyl

Heating & Cooling

  • Heating features: Propane,Forced Air,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,102
  • Total interior livable area: 3,102 sqft

Property

Details

  • Parcel number: 04368905600100010160020000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Gravel Driveway
  • Waterfront features: Dock Access,Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres
  • Features: Irregular Lot,Secluded,Wooded
  • Lot size dimensions: 300 x 1100

Parking

  • Total spaces: 3
  • Parking features: Underground,Electricity,Garage,Storage,Water Available,Circular Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$204$2,448
Property Taxes $1,198$14,376
Electricity $512$6,151
Total$5,701$68,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,462/yr
40% on housing$171,030/yr
45% on housing$152,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 14731$274
Cattaraugus County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 14731$267
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$749,000
2025-10-19Listing removed$839,000
2025-06-03Price change$839,000
2025-02-18Listed for sale$874,800
2025-02-11Listing removed$895,000
2024-11-30Pending sale$895,000
2024-10-28Contingent$895,000
2024-09-20Listed for sale$895,000
2024-07-12Pending sale$895,000
2024-06-28Contingent$895,000
2023-09-05Price change$895,000
2023-06-08Listed for sale$949,000
2003-11-07Sold$131,500

For Sale by Agent

AgentDavid A Blanchard
BrokerageKeller Williams Realty Lancaster

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