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8006 Cross Rd, Little Valley, NY, 14755

6beds
3baths
2,928sqft
$359,000
$123price/sqft
$3,009/moest. monthly cost
$120,360/yrincome needed

About This Home

Set in the quiet countryside of Mansfield and just a short drive to the four-season energy of Ellicottville, 8006 Cross Road delivers space, flexibility, and strong investment potential all in one. Your perfect investment property, this home is located just minutes from Holiday Valley and HoliMont ski areas and the ever-popular Village of Ellicottville. Built to last and exceptionally well maintained, the property is move-in ready and configured for both personal use and income generation. The upper three-bedroom residence offers generous space with an open floor plan flowing from the well-equipped kitchen — complete with eat-at island — into the living and dining areas. Sliding glass doors lead to a large deck, and the level also features three good-sized bedrooms, a full bath, and a convenient laundry closet located right in the kitchen area. The main level includes a spacious two-bedroom apartment with a desirable open layout, while a separate one-bedroom apartment in the rear currently houses a year-round tenant. Live in one unit while generating solid income from the other two. Beautiful wood floors, updated kitchens and baths, and thoughtful upkeep throughout make this a standout opportunity. Offered at $359,000, this is a smart investment in the heart of ski country with size, versatility, and proximity working fully in your favor.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Blown-In Insulation,Frame,Wood Siding,Copper Plumbing

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Hardwood,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Propane,Zoned,Forced Air
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 2,928 sqft

Property

Details

  • Parcel number: 04600003602000010100000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck

Lot

  • Lot size: 9,021 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 82 x 110

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$137$1,644
Property Taxes $574$6,888
Electricity $483$5,806
Total$3,009$36,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,165/yr
40% on housing$90,270/yr
45% on housing$80,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 14755$122
Cattaraugus County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 14755$172
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-08Listed for sale$359,000
2025-04-05Listing removed$379,000
2024-10-04Listed for sale$379,000
2005-06-16Sold$146,000

For Sale by Agent

AgentCathleen L Pritchard
BrokerageERA Team VP Real Estate

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