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71 South St, Cattaraugus, NY, 14719

5beds
2baths
1,728sqft
$149,900
$87price/sqft
$1,363/moest. monthly cost
$54,520/yrincome needed

About This Home

Welcome to this completely updated 4+-bedroom, 2 full-bath home. The versatile first floor plan offers many options depending on your needs. The large living room features a beautiful tongue-and-groove ceiling, hardwood floors, and overhead lighting with ceiling fans. There is a bedroom that could be used as an office, home gym, playroom, craft room, or whatever your needs present. It has a really cool sliding door, beautiful tongue-and-groove ceiling, and farmhouse-style lighting. The kitchen includes a dishwasher and a stove. There is a new deep one-basin stainless steel sink, faucet with sprayer, and updated countertops. The breakfast nook is bright and offers a new linoleum floor. There is a dining room that has access to the kitchen and living room for ease of entertaining. The large first-floor full bath has a new deep tub surround, lots of storage, a floating vanity, and a new toilet. The second floor gives you four more generously sized bedrooms. All with updated laminate flooring. There is a full bathroom attached to one of the bedrooms that offers a beautiful soaking claw-foot tub, updated fixtures, and a large closet. Head outside, and you will find two nice-sized porches to sit and relax on a beautiful night to enjoy your large yard. There is a shed for outdoor storage. Don't forget about the large workshop that has electric and heat. Other updates include a metal roof, 200-amp breakers, 50-gal HWT, PEX plumbing, and most windows, to name a few. This home has everything anyone would need and so much more.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dishwasher,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room,Country Kitchen,Storage,Natural Woodwork,Bedroom on Main Level
  • Window features: Storm Window(s),Wood Frames
  • Flooring: Ceramic Tile,Hardwood,Laminate,Varies

Heating

  • Heating features: Electric,Gas,Baseboard,Space Heater

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 04640103508100040160000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 66 x 181

Parking

  • Parking features: Electricity,Heated Garage,No Garage,Storage,Workshop in Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$82$984
Property Taxes $239$2,868
Electricity $285$3,426
Total$1,363$16,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,731/yr
40% on housing$40,890/yr
45% on housing$36,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 14719$130
Cattaraugus County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 14719$109
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$149,900
2024-12-02Sold$40,000
2010-01-11Sold$54,000
2008-03-25Listing removed$54,900
2008-02-07Listed for sale$54,900
1996-12-02Sold$56,472

For Sale by Agent

AgentChristine M Noonan
BrokerageHUNT Real Estate ERA

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