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426 Portville Eldred Rd, Portville, NY, 14770

2beds
1baths
780sqft
$19,900
$26price/sqft
$389/moest. monthly cost
$15,560/yrincome needed

About This Home

Attention investors and DIY enthusiasts! Multiple exit strategies: finish this remodel then either flip, rent or move in! Home being sold as is. Seller is assisted by an Attorney in Fact. Do not knock on door or approach house without prior communication.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Foundation: Other,See Remarks
  • Roof: Shingle
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other,See Remarks
  • Flooring: Laminate,Varies

Heating & Cooling

  • Heating features: Other,See Remarks
  • Cooling features: Central Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 04748911300200010030000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.65 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 150 x 190

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $100$1,200
Home Insurance *$12$144
Property Taxes $31$372
Electricity $246$2,954
Total$389$4,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,337/yr
40% on housing$11,670/yr
45% on housing$10,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$26This listing

vs Other Active Listings

Avg $/sqft

ZIP 14770$107
Cattaraugus County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 14770$61
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$9,900
2026-08-03Price change$19,900
2026-07-30Listed for sale$29,900
2018-10-22Sold$1,300
2018-07-18Sold$250
2015-01-30Sold$12,000
2014-08-21Listed for sale$15,000

For Sale by Agent

AgentDerek Greene
BrokerageThe Greene Realty Group

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