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4124 W Belle Pl, Saint Louis, MO, 63108

--beds
--baths
2,530sqft
$49,900
$20price/sqft
$525/moest. monthly cost
$21,000/yrincome needed

About This Home

Amazing Opportunity with this Duplex. Main level has a potential 2 bedrooms, 1 bath, living room area and kitchen area. The upper level has a private entrance and a secure connected entrance on the main level. The upper level is framed and ready for your finishing touches. Full basement with HVAC & water heater. Fenced yard with large parking area off the alley access. Home is sold in current, as/is condition. Please write offers on Special Sales contract and Submit All offers to: www.Propoffers.com. CASH or LOCAL Bank conventional loan only

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
Cole Elementary SchoolGrades PK-80.3 mi
1/10
Sumner High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1921

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Cooling

  • Cooling features: Other

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,530 sqft

Property

Details

  • Parcel number: 48730001800
  • Special condition: Listing As Is,Real Estate Owned

Features

  • Levels: Two
  • Fencing: Fenced

Lot

  • Lot size: 4,900 sqft

Parking

  • Parking features: Alley Access,Off Street,Paved,Private,Secured

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$38$456
Property Taxes $42$504
Electricity $193$2,318
Total$525$6,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,000/yr
40% on housing$15,750/yr
45% on housing$14,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$20This listing

vs Other Active Listings

Avg $/sqft

ZIP 63108$184
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63108$205
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentKory A McCullough
BrokerageRE/MAX Platinum

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