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308 Half Moon Bay Drive, Croton On Hudson, NY, 10520

3beds
3baths
1,845sqft
$1,525,000
$827price/sqft
$10,828/moest. monthly cost
$433,120/yrincome needed

About This Home

Resort style living at its best! Experience luxury living in this beautiful, sun filled end unit offering 3 bedrooms, 3 full bathrooms, a detached garage, and a spacious wrap around Trex deck with unobstructed Hudson River views in a desirable gated community. Enjoy your morning coffee and breathtaking evening sunsets from the wrap around deck while taking in the spectacular river views. This stunning home features vaulted ceilings, an open floor plan, wide plank maple hardwood floors, a marble fireplace, fresh paint, new heating and central air, and Andersen sliding doors and windows that fill the home with natural light. The updated kitchen is a chef's dream with a Wolf stove, Sub Zero refrigerator, stainless steel appliances, Corian countertops, a pantry, and abundant cabinetry.The oversized primary suite offers a sitting area, walk in closets, and a beautifully updated ensuite bath with double sinks. A full marble tiled bathroom, washer and dryer, and quality finishes throughout complete this exceptional home. Enjoy outstanding amenities including a scenic Riverwalk, marina, two heated pools, tennis courts, fitness center, gym, sauna, clubhouse, and a jitney to the Croton Harmon train station. Conveniently located just 1 mile from the Croton Harmon train station for an easy commute to Grand Central Terminal, and close to schools, parks, coffee shops, restaurants, and major highways. Don't miss this rare opportunity to own a move in ready home with spectacular Hudson River views!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
10/10
Croton Harmon High SchoolGrades 9-120.8 mi
8/10
Carrie E Tompkins SchoolGrades K-41.2 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1989

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Indirect Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,Cathedral Ceiling(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: None
  • Common walls with other units/homes: End Unit,2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,845
  • Total interior livable area: 1,845 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 220307801600001000000447
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two
  • Pool features: Community
  • Patio & porch: Deck,Wrap Around
  • Exterior features: Balcony,Playground,Tennis Court(s)
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 4.56 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Unassigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,711$92,532
Home Insurance *$475$5,700
Property Taxes $2,338$28,056
Electricity $304$3,658
Total$10,828$129,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,245/yr
40% on housing$324,840/yr
45% on housing$288,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$827This listing

vs Other Active Listings

Avg $/sqft

ZIP 10520$422
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10520$420
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,395,000
2026-07-25Listed for sale$1,525,000
1996-07-18Sold$347,000

For Sale by Agent

AgentJo Ann Reilly
BrokerageJulia B Fee Sothebys Int. Rlty

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