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48 Overlook Commons, Yorktown Heights, NY, 10598

2beds
2baths
1,080sqft
$449,000
$416price/sqft
$3,329/moest. monthly cost
$133,160/yrincome needed

About This Home

Welcome to this bright and spacious 2-bedroom, 2-bathroom condo nestled in the heart of Yorktown Heights. Ideally situated at the rear of the buildings, this desirable unit offers a peaceful setting with a private backyard, providing added privacy and a relaxing outdoor atmosphere. Inside, you'll find an open-concept kitchen featuring hardwood floors, stainless steel appliances, and a bright, spacious layout perfect for everyday living and entertaining. The master bedroom includes a private en-suite bathroom, while the second full bathroom is conveniently located off the hallway with an in-unit washer and dryer. Step through the sliding glass doors to your private balcony overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind after a long day. Additional features include free private storage located in Building #2. One pet per unit is permitted. The heat pump was replaced in 2022. Conveniently located just minutes by car from downtown Yorktown Heights, shopping, restaurants, parks, and everyday amenities, this move-in-ready condo offers the perfect blend of privacy, comfort, and convenience.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
Brookside SchoolGrades K-31.7 mi
7/10
9/10
Yorktown High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Garden
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Hardwood
  • Attic: None
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: 5400048006000010000037732
  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Parking features: Assigned,Common

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$125$1,500
Property Taxes $688$8,256
Electricity $246$2,954
Total$3,329$39,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,137/yr
40% on housing$99,870/yr
45% on housing$88,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 10598$457
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10598$390
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$449,000
2016-11-08Sold$259,500
2005-05-26Sold$326,500

For Sale by Agent

AgentBomna Moon
BrokerageeRealty Advisors, Inc

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