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6280 Highway 129, Monterey, LA, 71354

0beds
0baths
3,280sqft
$290,000
$88price/sqft
$1,917/moest. monthly cost
$76,680/yrincome needed

About This Home

This is your chance to own a prime property in the heart of Monterey, Louisiana, Located directly across from the scenic Black River Lake. At 3,280+/- square feet, this building is in excellent condition and is currently operated as a restaurant. Recently remodeled and fully equipped, it's ready for immediate business operations. Highlights include: - Sewer system installed in 2023. -Modern kitchen setup with appliances, coolers, freezers, ice machine. - Dining area fully furnished with tables and chairs - Spacious layout ideal for various business concepts Whether you're looking to open a restaurant, or another venture, the potential is there with this versatile space. Don't miss out - Call today to schedule a showing! Owner/Agent

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
Monterey High SchoolGrades PK-120.6 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,280 sqft

Property

Details

  • Parcel number: 0500148777B
  • Lease amount: 0

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Heat Wave
Strong Wind
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$129$1,548
Property Taxes $74$888
Electricity $248$2,976
Total$1,917$23,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,725/yr
40% on housing$57,510/yr
45% on housing$51,120/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%
16.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 71354$112
Concordia Parish$118

vs Homes Sold Last Month

Median $/sqft

ZIP 71354$138
Concordia Parish$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$290,000

For Sale by Agent

AgentHunter Frey
BrokerageDelta Land & Real Estate LLC

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