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3431 Wilson Ave, Oakland, CA, 94602

3beds
5baths
2,156sqft
$824,000
$382price/sqft
$6,445/moest. monthly cost
$257,800/yrincome needed

About This Home

The Prescott Team is pleased to present 3431 Wilson Avenue, a four-unit multifamily property located in Oakland's Dimond District. Built in 1922, the property comprises approximately 2,156 rentable square feet on a 6,500 square foot lot. The unit mix is distributed across three separate structures: a front house operating as the two-bedroom, one-and-a-half-bath unit; a detached cottage configured as a one-bath; and a duplex containing two split-level one-bath lofts. All three structures have been seismically retrofitted. Additional capital improvements include newer roofing on the cottage and duplex, an upgraded sump pump, and approximately $5,000 in drainage work on the front house. Tenant amenities include off-street parking, on-site laundry, private outdoor space across, a private backyard for the cottage, decks for the loft units, and a front yard for the front house.

Getting Around

90
WalkingVery Walkable
57
TransitGood Transit
59
BikeBikeable

Schools

2/10
3/10
Bret Harte Middle SchoolGrades 6-90.3 mi
6/10
Skyline High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 2,156
  • Total interior livable area: 2,156 sqft

Property

Details

  • Parcel number: 2890911
  • Special condition: Standard
  • Other equipment: Other

Features

  • Exterior features: See Remarks

Lot

  • Lot size: 6,534 sqft
  • Features: See Remarks

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,166$49,992
Home Insurance *$213$2,556
Property Taxes $1,604$19,248
Electricity $462$5,547
Total$6,445$77,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,971/yr
40% on housing$193,350/yr
45% on housing$171,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 94602$412
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94602$643
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
1997-09-15Sold$250,000

Coming Soon

AgentNolan Jones
BrokerageKELLER WILLIAMS TRI VALLEY REALTY

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