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538 Dean St, Hayward, CA, 94541

3beds
3baths
2,250sqft
$995,000
$442price/sqft
$6,448/moest. monthly cost
$257,920/yrincome needed

About This Home

This amazing home is nearly new, just for you and loaded with upgrades too! It's a highly energy-efficient home featuring soaring 10-ft ceilings, a spacious open layout, a beautifully designed kitchen with breakfast bar, stainless steel Samsung appliances, plus a 36" refrigerator. Upstairs includes a large primary suite, 2 bedrooms, plus an office and sitting areas! The laundry is set for gas or electric hookups, you choose! Enjoy fully owned 2.8kW solar, A/C prepped heating system, exterior security cameras and with monitoring, anti-fog lighted bathroom mirrors, bidet-ready toilets, fire sprinklers, and EV charging potential with a 220V garage outlet. The extra-tall 8-ft garage door is ideal for trucks or roof racks. Tucked at the end of a court with no through traffic and featuring a low-maintenance yard with auto sprinklers and room to image all your favorite activities happening here this summer! Just 1/2 mile to BART with easy 880, 580 and 92 access! You won't find a better home so put this gem at the top of your must see list!!

Getting Around

84
WalkingVery Walkable
63
TransitGood Transit
68
BikeBikeable

Schools

4/10
4/10
Winton Middle SchoolGrades 7-80.4 mi
5/10
Hayward High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Disposal,Range Hood,Microwave,Gas Oven/Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Inside,In Utility Room

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShoweroverTub1, Tile, UpdatedBaths, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningArea, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings
  • Flooring: Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Property

Details

  • Parcel number: 431005201103
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Fencing: Wood

Lot

  • Lot size: 3,450 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$190$2,280
Property Taxes $745$8,940
Electricity $482$5,789
Total$6,448$77,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,074/yr
40% on housing$193,440/yr
45% on housing$171,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 94541$412
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94541$600
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$995,000
2026-03-19Listed for sale$1,050,000
2022-07-20Sold$1,075,000
2022-06-20Pending sale$1,075,000
2022-06-11Listed for sale$1,075,000
2021-07-30Sold$180,000
1999-07-29Sold$2,000

For Sale by Agent

AgentAlex Lehr
BrokerageGuide Real Estate

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