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33721 12th St, Union City, CA, 94587

4beds
2baths
1,824sqft
$900,000
$493price/sqft
$5,616/moest. monthly cost
$224,640/yrincome needed

About This Home

PRICE REDUCTION! RARE OPPORTUNITY in the heart of Union City! This charming duplex is a true gem, perfect for investors seeking income producing properties, buyers looking for dual living arrangements, or homeowners who want to live in one unit while generating rental income from the other. Unit 1: 3 bedrooms, 1 bathroom, 1,071 sqft with newer luxury vinyl plank flooring, in-unit washer & dryer, updated dual-pane windows, and granite countertops in the kitchen. Unit 2: (vacant) 1 bedroom, 1 bathroom, 774 sqft with a spacious living room, updated dual-pane windows, plus newer cabinets and granite countertops in the kitchen. Upgrades include newly installed front yard pavers, a long driveway for ample parking, and a low-maintenance backyard with a small garden. Prime location walking distance to BART, shopping, and schools. Situated in the Tri-Cities, offering easy commutes to Silicon Valley and the East Bay via BART and I-880. Don't miss this rare chance to own a multi-unit property in Union City opportunities like this don't come often!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
4/10
8/10
James Logan High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Stucco,Wood

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Ice Maker,Microwave,Disposal,Plumbed For Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,824 sqft

Property

Details

  • Parcel number: 48642172
  • Zoning description: R1
  • Special condition: Standard

Lot

  • Lot size: 4,978 sqft

Parking

  • Total spaces: 5
  • Parking features: Covered,On Street,Uncovered,See Remarks
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$98$1,176
Property Taxes $570$6,840
Electricity $398$4,786
Total$5,616$67,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,548/yr
40% on housing$168,480/yr
45% on housing$149,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 94587$528
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94587$803
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$900,000
2026-03-11Price change$989,000
2025-12-19Listed for sale$1,040,000

For Sale by Agent

AgentKey Bryant
BrokerageTalent Real Estate

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