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489 West Shore Road, Isle La Motte, VT, 05463

5beds
2baths
2,197sqft
$595,000
$271price/sqft
$4,039/moest. monthly cost
$161,560/yrincome needed

About This Home

Classic pre Civil War two story home sitting on the shores of Lake Champlain. This five bedroom, two bath home boasts over 200' of broad west facing lake frontage on the island of Isle La Motte offering blazing sunsets and beautiful vistas of the Adirondack Mountains. The beach is mostly sand and provides a nice gentle access to the water. The home features a three car garage and sits on over an acre of land. This home has been loved and cherished by the same family for nearly fifty years. The difficult decision has been made to pass it on to a new owner to form their own cherished memories. Located minutes from St. Anne's Shrine and the Lakewood Links Golf Club. Just over an hour's drive from Montreal and Burlington. An amazing location for seasonal or year round living!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
3/10

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Stone,Stone w/ Skim Coating
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Access,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,197

Heating & Cooling

  • Heating features: Hot Air,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 3,413
  • Total interior livable area: 2,197 sqft

Property

Details

  • Parcel number: 31810010572
  • Zoning description: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Access,Lake Front
  • Waterbody name: Lake Champlain
  • Frontage length: Water frontage: 203,Road frontage: 203

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 3
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance $93$1,116
Property Taxes $659$7,908
Electricity $279$3,353
Total$4,039$48,468

Income You'd Need if You Spent...

35% on housing$138,480/yr
40% on housing$121,170/yr
45% on housing$107,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 05463$357
Grand Isle County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 05463$252
Grand Isle County$438

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$595,000

For Sale by Agent

AgentMichael Savage
BrokerageRE/MAX North Professionals

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