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13 Island Cir, South Hero, VT, 05486

1beds
1baths
836sqft
$184,900
$221price/sqft
$1,436/moest. monthly cost
$57,440/yrincome needed

About This Home

Highly sought after location with lovely, landscaped lot in the Champlain Islands at Apple Island Resort. With stunning lake and mountain views, this seasonal turn key cottage was completely renovated in 2022. Renovations include but not limited to 2 AC/heat pumps, new metal roof, new windows and blinds, gorgeous stone patio, shed, gazebo, appliances, vinyl flooring and paint throughout plus many more updates… From the moment you step foot onto the property a feeling of peace and tranquility overcomes you. From morning coffee to evening dinners on the patio this seasonal cottage is beautifully updated. It is being sold mostly furnished with golf cart and outdoor furniture included. In addition to the stunning views, the resort offers wonderful amenities including walking trails, clubhouse activities, saltwater swimming pool, hot tub, 9-hole golf course, marina and deli/store all within a golf cart ride or short walk away. The warm and welcoming community makes this a wonderful lifestyle resort. This is a seasonal property (May 1 - October 20) located on leased land within Apple Island Resort. Seasonal lease amount for this Platinum Tier Lot for 2026 is $9855 and has been paid in full. Property taxes are $200 for the year. This is a rare opportunity to purchase one of the most desirable locations with exceptional views right outside your door.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum / Vinyl

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 836 sqft

Property

Details

  • Parcel number: 60318910021

Features

  • Exterior features: Vinyl
  • Has spa: Yes
  • Has view: Yes
  • View description: Water,Mountain
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance $44$528
Property Taxes $204$2,448
Electricity $254$3,053
Total$1,436$17,232

Income You'd Need if You Spent...

35% on housing$49,234/yr
40% on housing$43,080/yr
45% on housing$38,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 05486$663
Grand Isle County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 05486$460
Grand Isle County$438

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$184,900
2026-06-18Listed for sale$194,500
2021-08-11Sold$95,000
2016-09-29Sold$104,000

For Sale by Owner

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