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40166 Esterly Ln, Big Bear Lake, CA, 92315

2beds
2baths
1,000sqft
$429,000
$429price/sqft
$2,982/moest. monthly cost
$119,280/yrincome needed

About This Home

Experience elevated mountain living in this brand-new construction retreat in the heart of Big Bear. Thoughtfully designed with clean architectural lines and warm natural elements, this 1,000 sq ft home offers 2 bedrooms and 2 full bathrooms, blending modern sophistication with cozy mountain charm. The inviting open-concept living space is anchored by a beautiful fireplace, creating the perfect ambiance for relaxing evenings or entertaining guests. The designer kitchen is a true standout, featuring sleek flat-panel cabinetry, striking quartz countertops, and contemporary finishes that deliver both style and functionality. Every detail has been carefully curated to provide a refined, turnkey experience, making this home ideal as a luxurious second retreat or a high-demand short-term rental investment (buyer to verify). Ideally located within walking distance to the village, you’ll enjoy effortless access to boutique shopping, dining, and year-round recreation. With new construction opportunities in Big Bear being exceptionally limited, this property presents a rare chance to own a modern mountain retreat in one of Southern California’s most sought-after destinations. *************************THE LOT ATTACHED TO THE LEFT (FRONT FACING) CAN BE PURCHASES FOR AN ADDITIONAL50k******************

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-81.4 mi
6/10
Big Bear High SchoolGrades 9-125.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: Ductless

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 0308056270000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,500 sqft
  • Features: Rectangular Lot,Street Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$155$1,860
Property Taxes $260$3,120
Electricity $398$4,786
Total$2,982$35,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,240/yr
40% on housing$89,460/yr
45% on housing$79,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 92315$298
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92315$396
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$449,000
1994-05-09Sold$27,500

New Construction

AgentTrish Watkins
BrokerageRealty ONE Group Empire

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