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404 Cedarmont Dr, Madison, MS, 39110

5beds
6baths
5,435sqft
$1,595,000
$293price/sqft
$10,387/moest. monthly cost
$415,480/yrincome needed

About This Home

New roof and whole-house generator. Set on a beautifully wooded 2-acre lot, this exceptional Southern-style home offers 5 bedrooms and 5.5 bathrooms across more than 5,400 square feet. A circular driveway leads to a stately brick staircase and an expansive 10x60 front porch. Inside, the welcoming foyer showcases soaring ceilings, brick archways, and antique heart pine flooring. The formal dining room, highlighted by an authentic antler chandelier, flows seamlessly into the spacious great room. The main living area features a striking fireplace with custom built-ins, reclaimed beams, a cypress cornice over the windows, and a wall of glass that fills the space with natural light. At the center of the home, the chef's kitchen impresses with Chicago brick floors, a large island with an ice maker, KitchenAid appliances including a 48-inch six-burner gas cooktop with griddle, commercial-grade refrigerator, double ovens, abundant storage, and high-end finishes throughout. Just off the kitchen is a thoughtfully designed office nook with built-ins, a desk, and a concealed garage-style door for equipment. The primary suite offers a private retreat, complete with a spa-like bath featuring dual vanities, a soaking tub, a large walk-in shower with multiple shower heads including a rain feature, shiplap accents, upscale finishes, and an oversized closet. Each of the four additional bedrooms includes its own en-suite bath, built-in storage, and generous walk-in closets. A spacious bonus room occupies its own wing on the main floor, offering excellent natural light and storage. Outdoor living is just as impressive, with a covered back porch featuring a fireplace and full outdoor kitchen—ideal for relaxing or entertaining. The resort-style, zero-entry pool holds approximately 43,000 gallons and provides a private, serene setting. Reach out to your realtor to schedule a showing today.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

10/10
Rosa Scott SchoolGrades 91.5 mi
10/10
Madison Central High SchoolGrades 10-120.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Cooktop,Dishwasher,Disposal,Exhaust Fan,Gas Cooktop,Ice Maker,Microwave,Oven,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Entrance Foyer,High Ceilings,Pantry,Soaking Tub,Sound System,Storage,Walk-In Closet(s),Kitchen Island
  • Window features: Vinyl
  • Flooring: Brick,Carpet,Pavers,Tile,Wood
  • Fireplace features: Den,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,435
  • Total interior livable area: 5,435 sqft

Property

Details

  • Parcel number: 071a01d0070000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Patio & porch: Patio
  • Exterior features: Built-in Barbecue,Gas Grill,Lighting,Outdoor Kitchen,Private Yard
  • Spa features: Heated
  • Fencing: Back Yard
  • Waterfront features: None

Lot

  • Lot size: 1.96 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$993$11,916
Property Taxes $824$9,888
Electricity $505$6,064
Total$10,387$124,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$356,125/yr
40% on housing$311,610/yr
45% on housing$276,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$210
Madison County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,695,000
2022-10-14Sold--
2022-09-11Pending sale$1,497,000
2022-08-03Listed for sale$1,497,000
2020-07-19Listing removed$1,197,000
2020-02-15Listed for sale$1,197,000
2020-02-07Pending sale$1,197,000
2020-01-11Price change$1,197,000
2019-10-26Price change$1,250,000
2019-09-21Price change$1,299,000
2019-06-19Listed for sale$1,300,000

For Sale by Agent

AgentWhitney Little
BrokerageOne Percent Lists Central Mississippi, LLC.

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