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132 Claiborne St, Madison, MS, 39110

4beds
3baths
2,295sqft
$435,000
$190price/sqft
$2,907/moest. monthly cost
$116,280/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 3-bath home located in the Hatheway Lake community! Built in 2016, this thoughtfully designed one-story home offers approximately 2,295 square feet with an open and functional split floor plan perfect for both everyday living and entertaining. Inside, you'll find tall ceilings, beautiful pine floors, abundant natural light, and spacious living areas throughout. The kitchen opens seamlessly into the living and dining spaces, creating the ideal gathering spot for family and friends. The spacious primary suite features double vanities, a soaking tub, walk-in shower, and TWO walk-in closets. Two additional bedrooms share a full bath, while the fourth bedroom offers convenient access to its own full bath — ideal for guests, a home office and more! Additional features include a large laundry room with sink, 3-car garage, covered back patio, and a fully fenced backyard perfect for relaxing or entertaining outdoors. Neighborhood amenities include a stocked lake for fishing, community pool, and playground — offering fun and relaxation for all ages right within the neighborhood. Conveniently located near shopping, dining, schools, and all that Madison has to offer, this home combines comfort, style, and functionality in one incredible package!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
8/10
Germantown Middle SchoolGrades 6-84.2 mi
8/10
Germantown High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,295
  • Total interior livable area: 2,295 sqft

Property

Details

  • Parcel number: 081e154770000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard,Rain Gutters

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$271$3,252
Property Taxes $224$2,688
Electricity $213$2,560
Total$2,907$34,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,668/yr
40% on housing$87,210/yr
45% on housing$77,520/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$211
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$435,000
2023-06-13Sold--
2023-05-12Pending sale$414,500
2023-05-10Listed for sale$414,500
2016-08-24Sold--

For Sale by Agent

AgentEmily Sills
BrokerageFront Gate Realty LLC

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