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37089 Teal Dr, Sturgeon Lake, MN, 55783

1beds
0baths
209sqft
$230,000
$1,100price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Incredible opportunity to build your dream lake home on beautiful Rush Lake! This high and dry 2.05-acre lot boasts 175 feet of lake frontage with stunning water views and room to construct a full residence and install a septic system. Nestled in the pines, this property delivers the ultimate Up North experience from day one. A charming log-sided guest cabin welcomes you with 4 bunk style beds, a small upper sleeping loft, a cozy living area with refrigerator, and a front screened porch — the perfect place to take in the sights and sounds of lakefront living. A drilled well with a hydrant serves the property and runs underground to the 24-foot Terry Camper that sleeps 7, ensuring guests are comfortable while you plan your build. The impressive 36x36 pole building features 14-foot sidewalls and a 5-inch concrete slab — ideal for storing an RV, pontoon, and all your recreational toys. Additional improvements include a circle drive, two storage sheds, a gazebo, a large fire pit area, and a kids' playground complete with an upper fort, slide, and swing set. This is a rare find — turn-key recreational enjoyment today with the canvas to build your forever lake home tomorrow. Ideally situated near General Andrews State Forest, offering endless opportunities for hiking, snowmobiling, ATVing, and exploring the great outdoors right from your doorstep. As an added bonus, optional deeded access to the Sturgeon Lake Rush Association provides access to both Sturgeon and Rush Lake, including swimming areas and boat launches — making this property a true four-season recreational destination. Please note: The water level on Rush Lake is the lowest it's been in the last 26 years. It typically is much closer to the height of the dock and it's always been usable for boating.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
Willow River SecondaryGrades 7-124.4 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2003

Materials

  • Roof: Metal
  • Construction materials: Log,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedroom

  • Level: Main
  • Area: 77
  • Dimensions: 11 x 7

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Natural Woodwork,Vaulted Ceilings
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 209

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total interior livable area: 209 sqft

Living Room

  • Level: Main
  • Area: 129.8
  • Dimensions: 11 x 11.8

Loft

  • Level: Upper
  • Area: 77
  • Dimensions: 11 x 7

Porch

  • Level: Main
  • Area: 58.3
  • Dimensions: 11 x 5.3

Property

Details

  • Parcel number: 335847000

Features

  • Patio & porch: Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Inland Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private)
  • Waterbody name: Rush
  • Frontage length: 175

Lot

  • Lot size: 2.05 Acres
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 181 x 339 x 281 x 466

Parking

  • Total spaces: 6
  • Parking features: Gravel,Detached,Electrical Service
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Pine County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$200$2,400
Property Taxes $122$1,464
Electricity $170$2,050
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,100This listing

vs Other Active Listings

Avg $/sqft

ZIP 55783$261
Pine County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 55783
Pine County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$230,000
2026-06-15Price change$259,900
2026-05-27Listed for sale$270,000

For Sale by Agent

AgentAmy Perrine
BrokerageNextHome Perrine & Associates

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