




2940 Kincaid Dr #103, Loveland, CO, 80538
About This Home
Welcome to easy, low-maintenance living in Loveland's sought-after Enchantment Ridge community. This well-kept first-floor condo offers 905 square feet of thoughtfully designed space, featuring a comfortable 1-bedroom, 1-bath layout that feels both functional and inviting.The open-concept living area seamlessly connects the kitchen, dining, and living spaces, creating a natural flow for everyday living. The kitchen is equipped with sleek black appliances, ample cabinetry, and a convenient layout that makes cooking and entertaining simple. Large windows bring in great natural light while maintaining a cozy, grounded feel from the main-level setting.The spacious bedroom provides a quiet retreat with plenty of room to relax, while the full bath is clean and well-appointed. A dedicated laundry area with washer and dryer included adds to the home's convenience, along with included window coverings throughout. Pride of ownership shows, making this home truly move-in ready. Built for efficiency and comfort, the home features 2x6 construction, a 95% efficient furnace, central A/C, a programmable thermostat, and strong insulation to keep energy costs in check year-round. Enjoy the benefits of no metro district tax and an HOA that covers water, sewer, trash, snow removal, lawn care, and exterior maintenance-perfect for those seeking a lock-and-leave lifestyle. Located near a neighborhood playground with easy access to shopping, dining, and commuter routes, this home offers both convenience and community. Buyers may qualify for the City of Loveland's Affordable Housing Program (up to 70% AMI) and will sign a deed restriction at closing if applicable, though qualification is not required for purchase. A great opportunity to own a modern, efficient, and affordable home in a desirable location.
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Roof: Composition
- Construction materials: Frame,Brick,Block,Stone,Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
- Laundry features: Washer/Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island,High Ceilings
- Window features: Window Coverings
- Finished area below ground: 0
- Finished area above ground: 905
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 905
- Total interior livable area: 905 sqft
Kitchen
- Level: Main
- Area: 182
- Dimensions: 13 x 14
Laundry
- Level: Main
- Area: 15
- Dimensions: 3 x 5
Living Room
- Level: Main
- Area: 240
- Dimensions: 15 x 16
Primary Bedroom
- Level: Main
- Area: 160
- Dimensions: 10 x 16
Property
Details
- Parcel number: R1667167
- Attached to another structure: Yes
- Zoning: Res
- Special condition: Private Owner
- Exclusions: Seller's personal property
Features
- Levels: One
- Stories: 1
- Entry location: 1st Floor
- Patio & porch: Patio
- Has view: Yes
- View description: Mountain(s),Hills
Lot
- Features: Paved,Curbs,Gutters,Sidewalks,Street Light
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Wildfire
- Winter Weather
- Avalanche
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $114 | $1,368 |
| Electricity | $186 | $2,232 |
| Total | $1,753 | $21,036 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $279,000 |
| 2018-06-21 | Sold | $179,475 |
