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3849 Brookfield Dr, Owensboro, KY, 42303

5beds
3baths
2,634sqft
$449,900
$171price/sqft
$3,195/moest. monthly cost
$127,800/yrincome needed

About This Home

Check out this 5-bedroom, 3-bathroom home that provides plenty of room for a growing family. Perfect for entertaining. The first floor has a full bedroom with full bathroom. There is an upgraded kitchen layout which includes granite countertops and stainless steel appliances. The second floor has an additional 4 bedrooms, which includes a massive owners suite. Separate laundry room. This home has been freshly painted throughout. Custom shutters. Covered porch with extra patio space added on one side. 2-car attached garage with extended driveway on either side. Roof was replaced in 2025!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Granite,Split Bedroom,Walk-in Shower
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,634

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,634
  • Total interior livable area: 2,634 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen-Dining

Property

Details

  • Parcel number: 073N00000700000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Front Porch

Lot

  • Lot size: 9,583 sqft
  • Features: Zero Lot Line,Landscaped
  • Lot size dimensions: .22 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$314$3,768
Property Taxes $399$4,788
Electricity $208$2,496
Total$3,195$38,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,542/yr
40% on housing$95,850/yr
45% on housing$85,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$148
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$439,500
2026-06-15Listed for sale$449,900
2023-05-31Sold$379,900
2023-05-11Pending sale$379,900
2023-01-07Price change$379,900
2022-12-06Price change$395,635
2022-10-28Listed for sale$413,080

For Sale by Agent

AgentJoann K Risner
BrokerageRisner & Associates Realty, Inc.

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