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1701 Burton Rd, Utica, KY, 42376

5beds
3baths
3,196sqft
$579,900
$181price/sqft
$4,081/moest. monthly cost
$163,240/yrincome needed

About This Home

Welcome to 1701 Burton Rd in Utica, KY! Built in 2022 by JMJ, this stunning custom home showcases luxury craftsmanship and thoughtful design throughout with five spacious bedrooms and three full bathrooms total. Featuring a fully finished walkout basement complete with three bedrooms, a full bathroom, and an additional living area perfect for entertaining. Situated on a beautiful one-acre lot with a scenic pond view, this exceptional property offers the perfect blend of modern comfort, quality construction, and peaceful county surroundings!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
4/10
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Basement
  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Split Bedroom,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,588
  • Finished area above ground: 1,598

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,196
  • Total interior livable area: 3,196 sqft

Kitchen

  • Features: Kitchen Island,Kitchen-Dining
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 065000004803000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Scenic

Lot

  • Lot size: 1.00 Acres
  • Features: Corner Lot,Rolling Slope,Landscaped,Wooded
  • Lot size dimensions: 1.001 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$388$4,656
Property Taxes $509$6,108
Electricity $252$3,028
Total$4,081$48,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,920/yr
40% on housing$122,430/yr
45% on housing$108,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 42376$136
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42376$164
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$559,900
2026-07-24Listed for sale$579,900
2026-07-23Listing removed--
2026-07-13Price change$579,900
2026-06-08Price change$583,000
2026-05-19Listed for sale$598,000

For Sale by Agent

AgentBenjamin D Moss
BrokerageGreater Owensboro Realty Co.

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