12845 Love Creek Rd, Ben Lomond, CA, 95005
About This Home
25% SHARE OF THIS PROPERTY WITH PERSONAL RESIDENCE FOR SALE! Only 1/4 of interest of the land is available for purchase. Stunning custom round home features a sleeping loft, full bath and utility room. Breathtaking views from all windows. The shared areas are the ridge top, community garden area, original log cabin and more! Hiking trails, camping spots and the ridge top with endless views are the favorites here. There is a climbing, swinging outdoor gym for this specific interest holder as well. Solar and water are shared with one neighboring shareholder.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1907
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: Inside,In Utility Room
Bathroom
- Features: Other, StallShower, Tile
Bedroom
- Features: LoftBedroom
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: EatinKitchen
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings,One Or More Skylights,Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Other,Wood Stove
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,001
- Total interior livable area: 1,001 sqft
Property
Details
- Parcel number: 08923102000
- Zoning: TP
- Special condition: Standard
Lot
- Lot size: 47.76 sqft
Parking
- Total spaces: 1
- Parking features: Guest,Other,Parking Area,Oversized
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Landslide
- Wildfire
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $435 | $5,220 |
| Electricity | $398 | $4,786 |
| Total | $3,057 | $36,684 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $495,000 |
| 2025-04-27 | Listing removed | $2,400 |
| 2025-04-24 | Listed for rent | $2,400 |
| 2025-04-10 | Listing removed | $2,400 |
| 2025-03-16 | Price change | $2,400 |
| 2025-03-08 | Listed for rent | $2,600 |
| 2024-09-06 | Listing removed | $2,600 |
| 2024-09-03 | Listed for rent | $2,600 |
| 2023-11-05 | Listing removed | -- |
| 2023-10-03 | Listed for rent | $2,600 |
| 2023-08-29 | Listing removed | -- |
| 2023-07-26 | Price change | $2,600 |
| 2023-07-20 | Listed for rent | $2,750 |
| 2018-06-01 | Sold | $444,500 |
| 2015-03-27 | Sold | $750,000 |
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