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6589 State Highway 304, Harwood, TX, 78632

4beds
3baths
3,217sqft
$1,100,000
$342price/sqft
$6,725/moest. monthly cost
$269,000/yrincome needed

About This Home

Set on 30 acres, this charming ranch style home offers the perfect blend of comfort, functionality, and wide-open space. At the heart of the home, a cozy fireplace creates a warm and inviting living area. A second living room provides additional space for gathering family and friends. The spacious kitchen is designed for both everyday living and entertaining, featuring a large enter island & breakfast bar and plenty of room to cook and connect. With four bedrooms, there is ample space for family, guests, or a hone office setup. Outside, the property is fully equipped for ranch life. A tractor barn and workshop with an attached office provide excellent space for projects or business use. An additional barn with cattle pens supports livestock operations, while a water well adds to the property's self-sufficiency. Currently holding an agricultural exemption, this property is practical and picturesque - ideal for those seeking a working cattle ranch or a peaceful country retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Gonzales High SchoolGrades 8-128.7 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Electric Dryer Hookup,Eat-in Kitchen,Multiple Dining Areas,Multiple Living Areas,Natural Woodwork,Open Floorplan,Walk-In Closet(s),Washer Hookup
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Heatilator,Wood Burning

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 3,217 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 118101500000001000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Fenced, Perimeter
  • Has view: Yes
  • View description: Pasture,Rural,Trees/Woods
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 1 Acres
  • Features: Agricultural,Back Yard,Farm,Front Yard,Public Maintained Road

Parking

  • Parking features: Attached Carport,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$689$8,268
Property Taxes $121$1,452
Electricity $353$4,238
Total$6,725$80,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,571/yr
40% on housing$201,750/yr
45% on housing$179,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 78632$387
Gonzales County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 78632
Gonzales County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,100,000
2025-10-15Listing removed$1,200,000
2025-05-13Listed for sale$1,200,000

For Sale by Agent

AgentRebekah Morgan
BrokerageHeritage Oak Realty LLC

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