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72 Cornelia St, Plattsburgh, NY, 12901

--beds
0baths
2,740sqft
$298,000
$109price/sqft
$2,533/moest. monthly cost
$101,320/yrincome needed

About This Home

Centrally located up/down duplex currently used as student housing, offering two large 3-bedroom, 1-bath units, each with laundry. The property is well-maintained and has demonstrated stable performance year after year with efficient operating costs. Rents are under market, creating room for increased income, and utilities could be shifted to tenants. Both units are leased through May 2026, and there is already interest for the following academic year. This property could also be highly profitable as a long-term rental or converted into furnished, short-term housing, with long-term rents projected to approach $40,000 annually. A versatile and attractive investment opportunity.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

3/10
Oak Street SchoolGrades 3-50.3 mi
6/10
Stafford Middle SchoolGrades 6-80.4 mi
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Asphalt,Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Old Style
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Refrigerator,Washer
  • Laundry features: In Kitchen,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Full

Features

  • Apartment,Open Floorplan
  • Window features: Double Pane Windows
  • Flooring: Carpet,Linoleum,Wood
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 2,740
  • Total interior livable area: 2,740 sqft

Property

Details

  • Parcel number: 207.15623
  • Zoning: Residential

Features

  • Levels: Bi-Level
  • Patio & porch: Covered,Front Porch,Rear Porch,Side Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,356 sqft
  • Features: Corner Lot
  • Lot size dimensions: 37x115

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$131$1,572
Property Taxes $444$5,328
Electricity $452$5,433
Total$2,533$30,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,845/yr
40% on housing$75,990/yr
45% on housing$67,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 12901$144
Clinton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 12901$151
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-26Listed for sale$298,000

For Sale by Agent

AgentWilliam Duffany
BrokerageColdwell Banker Whitbeck Assoc-Saranac Lake

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