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13925 S Winding Trl, Traverse City, MI, 49684

5beds
4baths
4,250sqft
$1,495,000
$352price/sqft
$9,473/moest. monthly cost
$378,920/yrincome needed

About This Home

Luxury meets Northern Michigan charm in this exceptional new construction modern farmhouse, perfectly located on Traverse City's highly desirable west side. Enjoy the convenience of in-town living just 1/8 mile from Grand Traverse West Bay, with downtown Traverse City, beaches, restaurants, marinas, shopping, and the TART Trail just minutes away. Designed with both elegance and functionality in mind, this stunning home offers 5 bedrooms, 3.5 bathrooms, and an open-concept floor plan filled with natural light and premium finishes throughout. The gourmet kitchen is the heart of the home, featuring top-of-the-line appliances, quartz countertops, custom cabinetry, an oversized island, and a spacious walk-in pantry with abundant storage. The impressive great room is highlighted by soaring ceilings and a spectacular floor-to-ceiling marble gas fireplace, creating a warm and sophisticated gathering space. The luxurious primary suite offers a true spa experience with a breathtaking floor-to-ceiling marble walk-in shower, generous walk-in closet, and designer finishes. The fully finished lower level is ideal for entertaining or multi-generational living, complete with a second full kitchen, a custom shiplap entertainment wall featuring a 75-inch TV and a 65-inch fireplace, two large bedrooms, a full bath with a double vanity plus plenty of room for family and guests. Above the garage, the expansive bonus room with a wet bar provides the perfect space for a media room, game room, home office, fitness studio, or private guest suite. Step outside and enjoy Northern Michigan living at its finest with two covered porches and a spacious backyard patio featuring a stunning 70-inch fire pit—perfect for relaxing evenings or entertaining friends. Professional landscaping includes trees, flowering shrubs, ornamental grasses, and thoughtfully designed plantings that provide beautiful curb appeal year-round.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
8/10
West Middle SchoolGrades 6-82.2 mi
8/10
West Senior HighGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer,Freezer,Gas Water Heater,Humidifier
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Daylight,Egress Windows,Finished

Bedroom2

  • Level: Main
  • Area: 182

Bedroom3

  • Level: Main
  • Area: 160

Bedroom4

  • Level: Lower
  • Area: 357

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 216

Family Room

  • Level: Lower
  • Area: 646

Features

  • Wet Bar,Other,Ceiling Fan(s),Cable TV,High Speed Internet
  • Fireplace features: Gas,Electric
  • Fireplace: Yes
  • Finished area below ground: 1,711
  • Finished area above ground: 2,539

Heating & Cooling

  • Heating features: Forced Air,Ceiling,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,250
  • Total interior livable area: 4,250 sqft

Kitchen

  • Level: Main
  • Area: 170

Living Room

  • Level: Main
  • Area: 270

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 224

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2805134001900
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft
  • Features: Other,Subdivided,Cul-De-Sac
  • Lot size dimensions: 91 x 93

Parking

  • Total spaces: 2
  • Parking features: Attached,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Leelanau County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$416$4,992
Property Taxes $1,035$12,420
Electricity $463$5,562
Total$9,473$113,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$324,788/yr
40% on housing$284,190/yr
45% on housing$252,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 49684$346
Leelanau County$438

vs Homes Sold Last Month

Median $/sqft

ZIP 49684$285
Leelanau County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$1,495,000
2024-09-16Listing removed$80,000
2024-06-11Listing removed--
2023-09-15Price change$598,000
2023-09-15Listed for sale$80,000
2023-09-02Listing removed--
2022-09-26Listed for sale$80,000
2022-09-23Listing removed$80,000
2021-04-09Listed for sale$80,000

New Construction

AgentJustin Tibble
BrokerageReozom

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