See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

48524 Ina Is, Alexandria Bay, NY, 13607

11beds
10baths
7,668sqft
$4,200,000
$548price/sqft
$28,806/moest. monthly cost
$1,152,240/yrincome needed

About This Home

Elegant Waterfront Ina Estate nestled on two acres of beautifully manicured grounds and gardens Experience timeless craftsmanship and serene island living in this extraordinary 11-bedroom. 8-bathroom, estate on picturesque Ina Island. Throughout the home, rich hardwood floors add warmth and elegance, complimented by custom oak woodwork, that showcases exceptional craftsmanship. The mission-style cabinetry brings a timeless charm, to the kitchen, with gas stove, butler's pantry, formal dining and windows that showcase the beauty of the river while entertaining. Step outside and enjoy the wrap around porches perfect for morning coffee and ship-viewing. You will love the outdoor enclosed gazebo-designed for entertaining. This elegant space offers a fully equipped outdoor kitchen, perfect for hosting summer barbecues, evening cocktail parties or cozy family dinners. With protected spacious deep-water dockage and easy access to the river, this property is a dream for boating enthusiasts. Mature trees, lush landscaping, and breathtaking sunsets complete this one-of-a-kind retreat- where every detail is designed for comfort, beauty and connection to the river & nature. This is truly a rare offering call now for private showing & details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1895

Materials

  • Foundation: Block,Stone
  • Roof: Architectural,Shingle
  • Construction materials: Shake Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 11
  • Bathrooms: 10
  • Full bathrooms: 8
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Den,Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry,Natural Woodwork,Bath in Primary Bedroom
  • Flooring: Hardwood,Tile,Varies

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 7,668
  • Total interior livable area: 7,668 sqft

Property

Details

  • Parcel number: 2222890030100001004000
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Dock,Private Yard,See Remarks,Propane Tank - Leased
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,River Access,Stream
  • Waterbody name: Saint Lawrence Seaway
  • Frontage length: 1

Lot

  • Lot size: 2 Acres
  • Features: Wooded
  • Lot size dimensions: 1 x 1

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,237$254,844
Home Insurance *$1,682$20,184
Property Taxes $4,620$55,440
Electricity $1,267$15,206
Total$28,806$345,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$987,634/yr
40% on housing$864,180/yr
45% on housing$768,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$548This listing

vs Other Active Listings

Avg $/sqft

ZIP 13607$292
Jefferson County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 13607$237
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$4,200,000
2016-02-08Sold$950,000

For Sale by Agent

AgentCathy F Garlock
BrokerageGarlock Realty

Similar Homes