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45436 Comfort Is, Alexandria Bay, NY, 13607

9beds
5baths
4,680sqft
$3,495,000
$747price/sqft
$23,689/moest. monthly cost
$947,560/yrincome needed

About This Home

Built in 1883 at the height of America’s Gilded Age, Comfort Island is one of the Thousand Islands’ most distinguished private estates. Commissioned by a prominent Chicago industrialist during the era when America’s great fortunes created legendary summer residences along the St. Lawrence River, the estate represents a rare opportunity to own not simply a home, but an enduring piece of North American history. Occupying approximately 1.8 private acres, 9 bedrooms, 4.5 baths, the island has been painstakingly transformed through an extraordinary eight-year restoration. Every surface was carefully renewed while preserving the craftsmanship and character that define the estate’s nineteenth-century origins. Behind its historic walls lies an entirely modern residence, featuring new plumbing, electrical systems, HVAC, insulation, and mechanical infrastructure, allowing today’s owners to enjoy the elegance of the Gilded Age with every contemporary convenience. Surrounded by the sparkling waters of the St. Lawrence River, the estate feels worlds away, yet the mainland marina is only three minutes away by boat, placing restaurants, boutiques, golf, marinas, and everyday conveniences within effortless reach. The estate extends well beyond the main residence. A collection of beautifully restored historic outbuildings creates intimate destinations throughout the property—spaces for entertaining family and friends, quiet reflection, creative pursuits, or simply enjoying the rhythm of river life. Expansive dockage and a classic boathouse provide exceptional accommodations for both residents and visiting guests, making arrivals by water as gracious as they were more than a century ago. Whether hosting an elegant summer dinner on the porch, gathering generations of family for celebrations, or enjoying a peaceful morning overlooking passing yachts and freighters, every corner of the property has been designed to embrace both grand entertaining and private retreat. This is truly a rare offering.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Block,Stone
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,Wine Cooler,Washer,Water Purifier Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Attic,Wet Bar,Cedar Closet(s),Cathedral Ceiling(s),Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Kitchen Island,Storage,Natural Woodwork,Bedroom on Main Level,Bath in Primary Bedroom,Workshop
  • Flooring: Hardwood,Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,680
  • Total interior livable area: 4,680 sqft

Property

Accessibility

  • Accessibility features: Accessibility Features,Accessible Approach with Ramp

Details

  • Parcel number: 2222890060120001017100
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Dock,Private Yard,See Remarks
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,River Access,Stream
  • Waterbody name: Saint Lawrence Seaway
  • Frontage length: 1

Lot

  • Lot size: 1.80 Acres
  • Features: See Remarks
  • Lot size dimensions: 1 x 1

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,672$212,064
Home Insurance *$1,400$16,800
Property Taxes $3,844$46,128
Electricity $773$9,280
Total$23,689$284,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$812,194/yr
40% on housing$710,670/yr
45% on housing$631,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$747This listing

vs Other Active Listings

Avg $/sqft

ZIP 13607$276
Jefferson County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 13607$237
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$3,495,000
2013-11-01Sold$750,000

For Sale by Agent

AgentCathy F Garlock
BrokerageGarlock Realty

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