14492 Grossman Point, Clayton, NY, 13624
About This Home
Discover the perfect canvas for your island retreat with this charming summer cottage studio on picturesque Grindstone Island. Set on approximately 1+ acre with 200 feet of deep-water frontage, this property offers stunning channel views and an ideal setting for your seasonal escape. A new deed is in process to reflect the updated acreage and waterfront; a full survey is complete and available. The studio features all-new windows that frame serene waterfront vistas, a well-insulated floor, and room to expand. Inside, a full bathroom is underway with a shower already installed and the toilet and vanity on site, ready for completion. The property is equipped with a 1000-gallon septic system, brand-new electric service with underground power, and all PEX plumbing already in place—providing a strong foundation for your finishing touches. Enjoy immediate boating access with underwater anchors ready to secure the included 26' x 8' floating dock. In addition, a dock in Rusho Bay will be available for your use while new dock is built, offering convenient temporary access to the island. Whether you're looking to finish it yourself or bring in a contractor, this studio offers the rare opportunity to create a custom island escape with privacy, incredible views, and room to expand with trail access to all that Grindstone Island has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2004
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Other,See Remarks
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: See Remarks,Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Other,See Remarks
- Flooring: Other,See Remarks
Heating
- Heating features: Other,See Remarks,None
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Details
- Parcel number: 2232890120000001030000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: River Access,Stream
- Waterbody name: Saint Lawrence Seaway
- Frontage length: 200
Lot
- Lot size: 1 Acres
- Features: Other,See Remarks
- Lot size dimensions: 200 x 234
Parking
- Parking features: No Garage,No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $188 | $2,256 |
| Property Taxes | $330 | $3,960 |
| Electricity | $246 | $2,954 |
| Total | $2,280 | $27,360 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $300,000 |
| 2025-09-11 | Listing removed | $345,000 |
| 2025-03-22 | Price change | $345,000 |
| 2024-09-11 | Listed for sale | $299,000 |
| 2014-09-10 | Sold | $99,900 |
| 1999-10-20 | Sold | $19,200 |
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