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48814 County Route 1, Redwood, NY, 13679

2beds
1baths
540sqft
$120,000
$222price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

Cute 2 BR waterfront cottage on Crooked Creek in excellent condition located minutes from Alexandria Bay. 5-minute boat trip to the St. Lawrence River. Electric, well, septic and new hot water heater. Furnishings included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Other,See Remarks,Slab
  • Roof: Metal
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Furnished,Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level
  • Flooring: Laminate,Varies

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 540
  • Total interior livable area: 540 sqft

Property

Details

  • Parcel number: 2222890030000001008000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Dock,Gravel Driveway,Porch,Private Yard,See Remarks
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Other
  • Frontage length: 270

Lot

  • Lot size: 0.27 Acres
  • Features: Irregular Lot,Other,See Remarks
  • Lot size dimensions: 270 x 111

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$69$828
Property Taxes $132$1,584
Electricity $246$2,954
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 13679$251
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13679$153
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-28Listed for sale$120,000
2009-12-10Sold$28,000

For Sale by Agent

AgentMarcia L Slocum
BrokerageGarlock Realty

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