See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

14 Balsam Court, Ballston Lake, NY, 12019

4beds
3baths
2,800sqft
$739,980
$264price/sqft
$5,166/moest. monthly cost
$206,640/yrincome needed

About This Home

Come see what Timber Creek Preserve has to offer! Under construction now, this Palmetto Model features 4 bedrooms upstairs, including a beautiful primary suite with tray ceiling and walk-in closets. Enjoy a spacious open floor plan with many upgrades already included in the price. This home is under construction. All photos are of a previously built home with similar floorplan and finishes. Nestled in Timber Creek Preserve in Ballston Lake, you'll enjoy beautifully landscaped surroundings with trails, green space, and a convenient location just minutes from shopping, dining, and the Northway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Chango Elementary SchoolGrades K-51.1 mi
8/10
Gowana Middle SchoolGrades 6-84.2 mi
8/10
Shenendehowa High SchoolGrades 9-124.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Palmetto

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 12.00 x 11.00

Family Room

  • Level: First
  • Area: 240
  • Dimensions: 16.00 x 15.00

Features

  • High Speed Internet,Tray Ceiling(s),Walk-In Closet(s),Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Egress Window
  • Flooring: Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,800

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 12.00 x 13.00

Laundry

  • Level: Second
  • Area: 54
  • Dimensions: 6.00 x 9.00

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Mud Room

  • Level: First
  • Area: 48
  • Dimensions: 8.00 x 6.00

Other

  • Level: First
  • Area: 182
  • Dimensions: 14.00 x 13.00

Other

  • Level: First
  • Area: 56
  • Dimensions: 8.00 x 7.00

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 300
  • Dimensions: 20.00 x 15.00

Property

Details

  • Parcel number: 412000 249.68147
  • Zoning description: Single Residence

Features

  • Patio & porch: Pressure Treated Deck,Deck,Front Porch,Porch
  • Exterior features: Lighting

Lot

  • Lot size: 7,405 sqft
  • Features: Sprinklers In Front,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$180$2,160
Property Taxes $783$9,396
Electricity $462$5,552
Total$5,166$61,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,120/yr
40% on housing$154,980/yr
45% on housing$137,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 12019$276
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12019$237
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$739,980

New Construction

AgentJaylene M Leonbruno
BrokerageTailored Real Estate Group

Similar Homes