15240 SPANISH POINT DRIVE, Port Charlotte, FL, 33981
About This Home
Calling Investors-Assumable lease in place. WELCOME TO A TRULY SPECIAL WATERFRONT offering where NATURAL BEAUTY, PRIVACY, and BOATING FREEDOM come together in one unforgettable setting. Located along the highly desirable Butterford Waterway, this home is perfectly positioned with the CHARLOTTE HARBOR STATE PARK PRESERVE DIRECTLY BEHIND IT, delivering breathtaking views that will NEVER be built on. The result is a rare sense of openness and tranquility that is becoming increasingly hard to find in Southwest Florida. Step outside and experience RESORT-STYLE LIVING at its finest. The expansive 44-FOOT LAP POOL features a sun shelf with built-in umbrella stand and is surrounded by a PANORAMIC SCREENED ENCLOSURE, creating an ideal environment for both entertaining and everyday relaxation. Whether you’re hosting friends or enjoying a quiet evening under the stars, this outdoor space is designed to impress. For boating enthusiasts, this property checks every box. A PRIVATE DOCK WITH SUNDECK leads to a 10,000 LB BOAT LIFT, offering SAILBOAT ACCESS WITH NO FIXED BRIDGES and a direct route to CHARLOTTE HARBOR AND THE GULF OF MEXICO — perfect for fishing, cruising, or spontaneous sunset adventures. Inside, the home continues to deliver with SOARING CEILINGS, elegant architectural accents, and TILE FLOORING THROUGHOUT for a clean, cohesive look. The kitchen is both functional and stylish, featuring GRANITE COUNTERTOPS and STAINLESS STEEL APPLIANCES, including an upgraded refrigerator with an integrated KEURIG COFFEE SYSTEM — a small detail that adds big convenience to everyday living. Additional highlights include a DURABLE TILE ROOF, EPOXY-COATED GARAGE FLOOR, and HURRICANE SHUTTERS, offering peace of mind and long-term value. With PRESERVE VIEWS, WIDE WATER FRONTAGE, and TRUE BOATING ACCESS, this home offers a lifestyle — not just a place to live. Properties that combine this level of privacy, scenery, and functionality rarely come available. THIS is Florida waterfront living — elevated.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Dishwasher,Dryer,Microwave,Washer
- Laundry features: Inside,Laundry Room
Balcony Porch Lanai
- Level: First
- Area: 2091.25
- Dimensions: 59.75x35
Bathroom1
- Level: First
- Area: 40.6875
- Dimensions: 7.75x5.25
Bathroom2
- Level: First
- Area: 26.25
- Dimensions: 7x3.75
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 158.125
- Dimensions: 11.5x13.75
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 207
- Dimensions: 11.5x18
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Features: Built-in Closet
- Level: First
- Area: 158.875
- Dimensions: 10.25x15.5
Features
- Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Solid Wood Cabinets,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments,Hurricane Shutters,Hurricane Shutters/Windows
- Flooring: Ceramic Tile
Foyer
- Level: First
- Area: 20.3125
- Dimensions: 6.25x3.25
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,296
- Total interior livable area: 2,349 sqft
Kitchen
- Level: First
- Area: 294.5
- Dimensions: 19x15.5
Laundry
- Level: First
- Area: 79.3125
- Dimensions: 6.75x11.75
Living Room
- Level: First
- Area: 428.875
- Dimensions: 18.25x23.5
Primary Bathroom
- Level: First
- Area: 178.75
- Dimensions: 11x16.25
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 415.125
- Dimensions: 13.5x30.75
Property
Details
- Parcel number: 412109432031
- Zoning: RSF3.5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,Heated,In Ground
- Patio & porch: Covered,Front Porch,Porch,Rear Porch
- Exterior features: Irrigation System,Rain Gutters
- Has view: Yes
- View description: Water,Bay/Harbor - Full,Canal,Gulf/Ocean - Full
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full,Canal,Gulf/Ocean - Full
- On waterfront: Yes
- Waterfront features: Bay/Harbor,Brackish Water,Canal - Brackish,Canal - Saltwater,Canal Front,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway,Lagoon,Bay/Harbor Access,Brackish Canal Access,Freshwater Canal Access,Saltwater Canal Access,Gulf/Ocean Access,Lift,Sailboat Water
- Waterbody name: BUTTERFORD WATERWAY
- Frontage length: Canal: 75
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $418 | $5,016 |
| Property Taxes | $1,112 | $13,344 |
| Electricity | $236 | $2,836 |
| Total | $6,311 | $75,732 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listing removed | $3,895 |
| 2026-05-11 | Listed for sale | $899,000 |
| 2026-04-21 | Pending sale | $899,000 |
| 2026-03-31 | Price change | $3,895 |
| 2026-03-03 | Price change | $3,995 |
| 2026-01-29 | Listed for sale | $899,000 |
| 2025-12-09 | Price change | $4,250 |
| 2025-08-22 | Listed for rent | $4,425 |
| 2025-08-01 | Listing removed | $949,900 |
| 2025-07-02 | Price change | $949,900 |
| 2025-05-29 | Price change | $979,900 |
| 2025-04-13 | Price change | $989,900 |
| 2025-02-21 | Price change | $999,500 |
| 2025-01-24 | Price change | $1,039,000 |
| 2025-01-03 | Price change | $1,049,000 |
| 2024-12-12 | Price change | $1,074,000 |
| 2024-11-04 | Price change | $1,099,000 |
| 2024-09-13 | Price change | $1,147,000 |
| 2024-08-22 | Price change | $1,179,000 |
| 2024-08-01 | Listed for sale | $1,195,000 |
| 2020-08-07 | Sold | $462,000 |
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